Ask Our Specialists

Thank you for your interest in purchasing Patriot Exchange Program. 1. Yes, it meets the J1/J2 requirements. 2. Yes, your understanding is correct. You can buy it online at /j1-visa-health-insurance/ Please feel free to contact us at any time if you have any other questions.

Thank you for your interest in purchasing travel medical insurance for USA. If you are looking for an individual insurance, please look at Patriot America at /patriot-america-lite-insurance/ If you are looking for a group of 5 or more persons, please look at Patriot Group at /patriot-group-insurance/ Please feel free to contact us at any time if you have any other questions.

Those transactions have not gone through and you were not charged anything so far. What you have seen and experienced were simply the authorization attempts and NOT transactions. It often happens with foreign credit cards that the transactions don't go through. However, that is because of the security measures taken by your own bank and not because of any restriction or malfunction on our side. Our web site is working properly and numerous transactions have succeeded throughout the day. You can apply online again at /patriot-america-lite/medical-insurance/ Please feel free to contact us at any time if you have any other questions. Thanks for your response. My bank requires a void slip from your side so that they can credit the already debited amount back to my account. I would therefore like to request you to please send a void slip to my bank. I would wait for your response regarding the same to get the amount credited back and then use my Citibank card (which I have used earlier on your site) to buy the insurance. You have not been charged anything and therefore there is nothing to void. Otherwise also, I don't have any technical way of generating anything like "void slip". Is there any other technical way by which the site can let my bank know about this transactions? They are basically awaiting an update from the merchant's side to credit the amount to my account. Else, they would credit it back only if the amount is not claimed by the merchant in 30 days from the transaction date. I have forwarded your query to both the IT department as well as finance department to see if they have any further information. They will respond earliest by tomorrow as today is Sunday. I will let you know as soon as I have any update. However, from what I can tell, your credit card has not been charged. Therefore, there is nothing to cancel/credit back. My reply was confirmed by the supervisor in the department that handles such queries: >>>> Hi, I see a purchase and charge made this morning. I have searched under the credit card number prior to today and showed no charges made. I have also searched by the amount given, $48.75 and find nothing for this amount charged since July 3rd, but still nothing charged to the credit card number referenced below. At this point I would have to say that the card was not charged. I noticed that the cert purchased this morning was completed with a different credit card. Best regards, David >>>>>>>>>> As I said before, no charges were made earlier. Please let me know if you have any other questions.

Thank you for your interets in purchasing travel medical insurance. Please look at Atlas International at /atlas-international-insurance/ You will be able to find the details, obtain quotes and make an instant purchase online. If you have any further questions, please feel free to contact us at any time.

Fortunately I am not looking for coverage on my tb treatment/medication. Will you provide me health insurance outside of my tb treatment? So if I am hospitalized with some disease other than tb will I be covered for it? Hope I am clear! Will you be a full-time student, taking classing on full time basis? On F-1 visa? Yes I will be a full time student studying for a two year MBA on a F-1 visa. Look at Study USA /study-usa-insurance/ Insurance company will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Please look at the brochure for complete details. yep done that. So I am ok to purchase insurance from you and for other than tb I will get up to coverage? Insurance company will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Please look at the brochure for complete details. I was filling out the enrollment form and had a few questions. In the Insured's Information section do I write my permanent address in India or the address of my rented accomodation in the US? Can I scan the form and email it to your office instead of faxing it or sending it by post? 1. You should write US address. 2. Yes, you can scan/email. The best thing to do is apply online at /

You sent these queries by email also to me and I sent you the reply asking few questions, but I didn't get any reply. Therefore, I will try to answer the questions here: Which state should I select while buying the insurance? >>> You don't have to select any state. All the plans you mentioned above provide coverage everywhere in the US. He will be living in the U.S for about 6 months every year and 6 months in India. We have been trying to find the best, most comprehensive medical policy which would take care of him in case of any serious illness both in India & the U.S >>> As long as he stays in the US for less than 6 months out of the year, you can buy the policy for him that will cover him in the US and also in India. However, the plans you listed above are not appropriate. Look at /expatriate-health-insurance/ If you want the coverage only while he is here in the US, plans at /new-immigrant-insurance/ are appropriate. Is there any policy which can take care of Pre-Existing conditions? >>> No. if not now , atleast after 1 year? >>> No. can we extend ths same policy for 6 years? >> Yes, for the policies in expatriates section. No, for the policies in the new immigrants section. Covers Dental & all Prescription Drugs? >> Depends upon which product you are referring to. Also covers the policy holder during his stay abroad? >> Yes, for the policies in expatriates section. Mostly no, for the policies in the new immigrants section. does any of the above policies or anything else which anyone of u might have taken before say -- " covers everything for a price of ________ $ ? " >>> No. I hope that answers your questions. If you have any other questions, please feel free to contact us at any time or post them here.