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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I need a Insurance to visit USA with the next conditions: 62.14 - Insurance medical benefits of at least $100,000 per accident or illness a co-payment not greater than 25% of the covered benefits per accident or illness a deductible not to exceed $500 per accident or illness a waiting period for pre-existing conditions that is reasonable by current industry standards coverage for activities inherent to the exchange program (i.e., flight training for an aviation school) repatriation of remains in an amount of $25,000 expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. My age is 52 years and I live in Mexico, Traveling to Arizona USA.

A:
We would recommend the Patriot Exchange Program, or the Atlas America Plan. Either plan would meet the requirements, and cover you here in the U.S. You may review the plan options by using the links provided. You may purchase online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. J1/J2 Visa Medical Insurance
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Q:I am looking for a travel insurance company that will cover me for a climb of Mont Blanc (using Adventure Consultants) The insurance needs to cover the use of fixed ropes, crampons and ice axe and an altitude of 4810 meters. I am a 35 year old Australian female living in Dubai, UAE.

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan than can cover your climb called Atlas International. If you have any question pleas feel free to contact our office.
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Q:Can I pay for my Travel Insurance in Indian Rupees by Internet Banking to Atlas Travel Insurance Company, for Pleasure Trip to USA of 123 Days

A:
Thank you for your interest in purchasing insurance through us. You can use either credit card or debit card. You can't e-check using your bank account. Atlas America brochure, instant purchase link You can also compare this plans with others at www.insubuy.com Please feel free to contact us if you have any further questions.
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Q:I would like to quote a travel insurance for my mom to the united states from 7/7/2016 to 10/01/2016, birth ate 01/06/1951. Home country is Brazil. I found the visitor secure option that we would like to do this.I also notice that there is another type of insurance called atlas travel? Would like to understand the differences among the two plans- as the prices varies a lot.

A:
Thank you for your interest in purchasing insurance through us. Visitor Secure is fixed coverage plan means after you pay the deductible (per incident) insurance will pay fixed amount. You can read how plan works here. Atlas America is a comprehensive plan which is very similar our domestic short term insurance means after the deductible plan pays 80% you pay 20% for first $5000 of medical expense then 100% to policy max. and if you go in the ppo network who billed directly then 20% co-insurance will be waived. We have sent quote in a separate e-mail so you can compare them side by side also. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Do these insurance require medical examination for the insured people ?

A:
There is not a required medical examination for the proposed insured. You can simply go to the quote and make your purchased online.
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Q:I will be a visiting scholar in Virginia Tech, and my wife and daughter(7 years old) will go with me, I want to know which plan for we three can meet the new J1 Visa requirements of Virginia Tech, What is the price? Thank you.

A:
We have many plans that meets standard J1 visa requirements. But Virginia Tech has some waiver form or compliance form that we need to sign whenever you purchase insurance outside VT. Can you please send us compliance form in pdf attachment. If you have only the requirements that you have sent us you can purchase any of the plan from our J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. I would suggest to purchase Atlas America plan. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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