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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, In details of Safe Travels Plans, under restriction, a period of 90 days is mentioned. It is said that complications occurring within 90 days of Effective Date are not covered. What does this mean? is this restriction only for UTI or for all health issues? If visitor needs insurance from June 1st, does he/she have to buy this insurance 3 months prior to June 1st ? Please clarify.
Q:safe travel usa comprehensive v/s patriot america Hi, I am looking for travel insurance for my dad . He is 75 yrs old . I had usually bought patriot america before but right now i also see an option for safe travel usa comprehensive which covers acute onset preexisting condition for parent upto $25000 for >70yrs of age so would like your opinion on which plan would be better. Thanks Mehul
Q:I have purchased trip insurance through your representative three or four times. I was recently on your website to purchase insurance for a trip in October 2018, but that date is not permitted. I paid my deposit last week and typically purchase the coverage with the additional option of cancel for any reason. Is it not possible to purchase this insurance for a trip so many months in advance?
Q:I am International Military Student form Poland. Currently, I am in Texas.But in June I will be transferred to Fort Leavenworth, KS, for my follow on training. I want to buy a insurance policy in your company. The insurance policy is for my wife and daughter. They will come to USA on 25th of June 2017 and will stay with me in Fort Leavenworth, KS until 23 June 2018 I want to buy the Atlas America Premium While buying the policy online, can I put my mailing address (here in Texas) and my phone number in order to receive the paper policy and insurance card via post office? Where I can find the list of in-network doctors in vivcinity of Ft LEAVENWORTH??
Q:I am going to France with some friends to hike and go caving with a British cave club. They require we have insurance coverage to include rescue up to 5 million euro. This type of medical/rescue/travel insurance they all have (from snowcard in the uk) seems to be a bit different than what US insurers offer. Do you have a plant to cover hiking/caving for the 5 million euro they require? Does it cover costs associated with a potential rescue (the French Government conducts all rescues and thus requires everyone have the insurance)? If not, can a custom policy be written?
Q:Dear Team My wife is the recipient of the Fullbright scholarship for the PhD program and will be attending the UGA session commencing from August 2017. My son who is going to be 14 in July this year, would be accompanying her throughout the program which is for 4 years. I understand for a J2 visa, medical insurance is mandatory. The conditions are as following: (1) Medical coverage of at least $50,000 per person per accident or illness; (2) repatriation of remains in the amount of $7,500; and (3) medical evacuation benefits of at least $10,000. Kindly chalk out a suitable plan for one year (renewable each year) for providing my son Ahmad Hyat the medical insurance fulfilling the aforementioned criteria.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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