There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:With visitor medical insurance, if my parents has to visit doctor, do I need to inform insurance company before going ?

A:
You do not have to contact the insurance company before going to a Dr. appointment or an Urgent Care facility. Precertification per certificate wording for the Patriot America Plus plan must be obtained for several types of things including inpatient hospitalization. You can find the detailed information on pages 15 and 16 of the plans Certificate wording.
{{currentOrigin}}/answers/visitors-insurance/visitor-medical-insurance-pre-certification-99670/

Q:Is the deductible is per visit or per person during the period for the Patriot America Plus plan? Will I get digital ID cards on same day of purchasing insurance?

A:
The deductible is per person once during the policy period. You will receive the links to print your ID cards after purchase. When in the application you can also select to receive the cards through postal mail to the U.S. mailing address at no additional charge.
{{currentOrigin}}/answers/visitors-health-insurance/deductible-insurance-policy-per-period-63216/

Q:I am in the process of applying for traveler insurance for my mother. She lives in Sri Lanka and shall be visiting me in Chicago for 6 months. She is 68 years old with the following pre-existing conditions: high blood pressure (medication has been provided by doctor to manage and control the blood pressure) type 2 diabetes (medication has been provided by the doctor to control the diabetes) poor knee condition Considering the above will the insurance cover acute onset of above pre-existing conditions?

A:
Thank you for contacting Insubuy for your insurance needs. The acute onset of pre-existing conditions benefit will apply to pre-existing that happen and fall within the definition as stated in the policy. Coverage for the acute onset will be determined at the time of the claim.
{{currentOrigin}}/answers/visitors-insurance-usa/pre-existing-condition-insurance-claim-52629/

Q:I saw that you had to buy the Cancel for any reason coverage within 20 days of purchasing the trip. I booked the tickets back in November. I have booked some elements like Airbnbs within the 20 days.

A:
The 20 days is within 20 days of the initial trip deposit so you would no longer be eligible for this benefit.
{{currentOrigin}}/answers/holiday-insurance/cancel-for-any-reason-initial-trip-deposit-88994/

Q:Quote for dental insurance

A:
We would be glad to advise. We do have the Careington Dental and Vision discount plan. There is a $20.00 one-time non-refundable set up fee and the plan is $11.95 a month. Therefore the first month would be $39.95 and then $11.95 each month after. If you have additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/dental-vision-discount-plan-95743/

Q:I am looking for insurance for someone living in Panama and need to purchase the required health insurance for travel to Cuba. Is this something you offer? this person is under 70 years old but do you also offer insurance to people over 70 as well?

A:
Thank you for contacting Insubuy for your insurance needs. We specialize in medical insurance for travels going outside of the home country. You can find any of the plans in the Travels Outside of the USA section for coverage. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/insurance-travel-health-cuba-52276/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More