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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I have been backwards and forwards on the site for Atlas International and nowhere can I find information on what the company will or will not insure as far as trekking is concerned. I'm leaving later in the year for a 4 month trip to Egypt, Jordan, Dubai, Nepal and India and during the trip will be trekking in Nepal for about a month. I was going to go with World Nomads because their policy allows for heights up to 6000 meters (I'll be hitting two high points of around 5300 meters on my trek) but I can't find ANYTHING under Atlas for trekking. Other than that the policy looks fine and is actually marginally better than that for World Nomads. Could someone please clarify this for me?
Q:I am a dual US/UK citizen. While I am British born I lived in the USA for nearly 30 years, but have just moved back to the UK. I will want to visit the USA but wanted to know if I would be covered by travel insurance - since I am also a US citizen. Can you let me know what I should do to apply for insurance? Is there a UK telephone number I could call? Many thanks
Q:I want to buy health insurance for 2 years because I would like to extend my program at USA. Please let me know how can I buy it? I can not buy it online directly.
Q:My wife and I will travel to the US in mid-July. She is just admitted to Arizona State University. We are going to apply to J-1 and J-2 visa respectively. Her health insurance is going to be covered by the university and we are just informed that I cannot be included to her insurance coverage as dependent. So, I am looking for alternatives right now. I have read everything on your website but I want to be sure if your J-2 insurance plan provides all the minimum benefits set by US Government as stated below. https://j1visa.state.gov/sponsors/how-to-administer-a-program/
Q:My aunt is coming to the US. She had cancer 3 years ago and want to come to the US to check after treatment in China. Since the medical cost is very high in the US, I wonder do you offer any traveler's insurance covering pre-existing conditions? I do not want the insurance company to pay for her bill, but only want to purchase an insurance so that I can pay negotiated price instead of full hospital charge.
Q:I was wondering whether it was possible to edit specific coverage details. For example in Atlas America, is is possible to remove "Covers Pregnancy Complications" and "Sports injury" ?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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