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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi there I would like a quotation for a plan, for me J1 visa (43 Years old), my spouse J2 visa (44 Years old) and my child J2 visa (13 Years old). We will stay in Florida for 6 months. I am a Brazilian Research Scholar, with J1 visa. I will stay in University of Florida, Fort Pierce (UF-IFAS). In this website You can see the requirements from UF-IFAS: https://internationalcenter.ufl.edu/international-students-scholars/additional-information/health-insurance#Scholars

A:
Our plan meets all the requirements except #7. Because most of our plan participates in the PPO network so there are group of doctors. And hospitals. Network name either First Health or United Health Care PPO. Please review the plan details. If you provide your exact travel dates will be glad to send you exact quote.
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Q:I am looking to purchase insurance that fulfills the requirements of the J-1 visa for two of my Malian colleagues who are planning to visit the US for educational exchange. Can you help me find the best plan for them? And, in case they are denied visas and are unable to travel, is the insurance refundable?

A:
The below quote link is for our J1 plans. All of the plans in the section meet the J1 requirements. /j1-visa-health-insurance/ If for some reason, they are not approved for the visas, most plans are can be canceled. Each plan has their own guidelines that you will be able to review within the quotes. Most plans do provide a full refund if cancelled before the effective date of the plan.
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Q:Would like some assistance in choosing the correct international travel insurance that is sufficient to show French embassy in order to get the Schengen Visa.

A:
Thank you for your interest in purchasing insurance through us. We have many insurance plan that meets French Visa requirements. French Visa insurance Please review the plan details and feel free to contact us if you have any further questions.
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Q:I am a student, currently on my OPT (F1 Visa). I am looking to purchase an insurance plan which is economically friendly.

A:
You can find the available plans on our OPT Insurance section.
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Q:We are residents of France, be we are US citizens. We have lived outside the US for 20 years. We are traveling in the States this summer for a month. What is the name of the insurance plan that will cover us?

A:
We would be glad to assist. We do have a plan that can cover U.S. citizens visiting the U.S. who live outside the U.S., called Patriot America Plus. You can purchase Patriot America Plus All plans for visitors cover new illnesses and new injuries that occur or manifest after the effective date. There are no plans on the market for visitors that cover preventative care, routine maintenance, or pre-existing conditions. Some plans do have what is called an Acute onset benefit that can provide coverage in certain emergency situations due to pre-existing conditions based on the definition of acute onset, as well as the attending physician's report. The above plan does include some acute onset benefits for ages 69 and younger. If you are above the age of 69, or do not want a plan that includes onset benefits, you could go with the Patriot America plan, instead of Patriot America Plus. You can purchase Patriot America Please let us know if you have any questions.
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Q: I am here through a company called Camp Leaders I purchased their insurance as advised and upgraded as I have a peanut allergy. I always carry an Epipen at all times, that said I have had no need to use this in more than eight years and am always very vigilant around food. However now I am in the USA I have been informed that the insurance does not cover pre existing conditions and that my peanut allergy is considered pre existing. Can you offer any form of cover for my situation and advise of cost. I am 22 years old with no other health issues, I am in Pennsylvania until end August.

A:
Thank you for contacting Insubuy for your insurance needs. There are plans available that would cover for what is called an acute onset of a pre-exiting condition and you can find more information about that coverage using the link listed below. Acute Onset FAQ This may be a beneficial coverage for you and it can be found in the Patriot America Plus plan. If you have any additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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