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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to find out which coverage can be specifically for a trip to the Galapagos Islands. The Ecuadorian government is requiring "medical insurance coverage". Can you provide alternatives for medical insurance coverage for just the Galapagos Islands?

A:
If they have specific insurance requirements that need to be met we would need to know in order to recommend a plan. Otherwise, you may view and quote plans in the Travel Outside USA section of the website. Should you have additional questions you may call us at +1 (866) 467-8289.
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Q:I need a policy that will also cover any expenses incurred due to testing positive for corona virus while in another country.

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the available plans in the COVID-19 Travel Medical Insurance section of our website. There you will be able to find the plans that will treat COVID the same as any other new illness as long as it were to be contracted after the effective date of the policy. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I booked a trip for 10 to a dude ranch on March 29. My husband received a bladder cancer diagnosis on March 16. I'm now trying to purchase travel insurance but can't find a policy that will cover us because of his diagnosis. Can you help me?

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend calling our office so we may better assist you in finding eligible coverage as there is additional information we will need regarding this query. Our phone number is +1 (866) 467-8289.
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Q:Hi. my husband need to get remicade every two months. I want to come to US as international student and I want to know if there is an insurance plan for F2 people suffering from chronic disease and needing to get remicade. what is the suitable insurance plan to cover the expense of this drug?

A:
Unfortunately, such coverage would not be available unless through a domestic insurance plan. Another alternative would be through a plan that allows the coverage for pre-existing conditions after a 6 month waiting period, such as the Study USA Preferred plan. However, in order to acquire such coverage for him, you would also need to be insured under the plan. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Can we purchase travel insurance for our trip this summer to the USA for my wife who is French, not a US citizen?Walt

A:
You may view and purchase the available plans in the Visitors to the USA section of our website. You will enter the appropriate criteria to view the available plans. The plans are available for those who's primary residence is outside the United States. Should you have questions regarding this or need additional assistance, you may also call our office at +1 (866) 467-8289.
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Q:I lost somethings from my trip, can I still claim?

A:
In order to file a claim on your insurance you will log into the MyAccount section of the website and select the option for Claim Forms. Should you need additional assistance regarding this or have questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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