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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi. Id like to know if my insurance cover vaccines. I'd like to have my flu shot and covid shot and wondering if i can have the reimburse for it.

A:
No, visitors plans will not offer coverage for preventative care or routine maintenance of any kind. Vaccines would be considered preventative care. If you have any additional questions please let us know.
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Q:Please can you assist with quotes for medical insurance plans that meet the following requirements:- medical benefit of at least 100 000 per accident- repatriation of remains in the amount of 25 000- expenses associated with medical evacuation in the amount of 50 000- a deductible not to exceed 500 per accident.(I cannot find information in standard quotes for items 2 and 3 above)thank you

A:
All the plans in our Exchange Students (J1/J2) section will meet these standard J1/J2 visa requirements. You may also purchase these plans if your are on an F1 or F2 visa. If you have any additional requirements we would be glad to review those. If you are not on a J or F visa please give our office a call at 1(866) INSUBUY (4678289).
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Q:greetings, my wife got on her tight one big pimple with redness and swelling. i need to take her to an emergency doctor in my area Zip 10017 .please advise a procedure to follow

A:
We are not able to advise on what facility or doctor you should use. If you would like to check providers in your area you can check out the United HealthCare PPO Provider Directory. You can also take a look at our article on Choosing the Right Medical Provider for more information. If you have any additional questions please let us know.
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Q:My niece is a US citizen lives in India. She is visiting US for 3 months. Can she get travel medical insurance?

A:
You can consider the Patriot America Plus plan for coverage as a visiting U.S. citizen. Provided she resides outside of the United States she can have this plan for coverage.
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Q:I want an insurance policy for my dependents only I am already covered by my University.

A:
Please send any requirements that must be met to info@insubuy.com as we would be happy to review and make a plan recommendation.
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Q:I want to buy travel medical insurance with enrollment emailed to me; travel departure is Sep6. policy stated they would also mail a plastic card and we will have departed before receiving the card.Do we need the plastic card for the travel?

A:
Plans will provide virtual documents that can be retrieved from the My Account portal established after purchase. The virtual documents are sufficient for use and will arrive within 30 minutes of your purchase. The physical ID card is not required.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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