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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If we are insured but our insurance does not cover covid. can we purchace your insurance and be covered for covid

A:
We do offer plans that can provide benefits for Covid-19 if you do not have other insurance that can provide those benefits. Those plans can be found through this link: /covid19-travel-medical-insurance/ If you have additional questions, please let us know.
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Q:I have a college group going to a competition on a flight. What type of insurance do I need to purchase to insure the flight tickets round trip? What type of cost per person am I looking at?

A:
We have trip insurance plans available to U.S. residents that can cover cancellation of trips for specified named reasons, and as long as your flight tickets are non-refundable, you can insure them. /travel-insurance/ We do not offer trip insurance plans to non U.S. residents. If you have additional questions, please let us know.
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Q:Hi - My family of 15 is traveling to Jamaica on Dec 25th. We are concerned that when we get tested there in order to come back to the US, one or more of us will test positive for COVID and have to quarantine in Jamaica. Do any of your insurance packages cover this, and if so, to what extent?

A:
We do have plans that include travel delay benefits which can be used to cover lodging and food if you are required to quarantine. You can find those plans here: /covid19-travel-insurance-with-quarantine-coverage/ If you have additional questions, please let us know.
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Q:Will this quarantine coverage cover me if I get COVID in Spain? How much per day?

A:
You may view and quote plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. There you will be able to go through the applicable options and view their plan benefits for the what they will allow under their trip delay benefits. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Canadian resident travel to USA for under a week. Needs hotel Quarantine coverage if she gets sick not requiring a hospital stay. Is this a covered expense and under what plan?

A:
Unfortunately, there would not be quarantine coverage available for travel to the United States at this time. Should you be interested in medical coverage, you may view and quote plans in the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:Hello. I am an European resident and I booked a trip to Sri Lanka and I want an insurance which includes:- trip cancelation regarding COVID: in case my residence country or the destination country applies rules/restrictions that will not allow me to travel;- medical insurance in general, but also including injuries/sickness caused by covid and while playing sports such as surf or yoga, for example. Is the patriot international a good option? Thank you

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there would not be a plan available that would allow for cancellation due to COVID-19 restrictions from your home country or the destination country. This is something you would want to work out directly with who you are booking your airfare and lodging with. However, we do have medical plan available that can include the medical coverage for COVID-19 in case it were to be contracted in the body after the effective date. You may view them in the COVID-19 Travel Medical Insurance section of our website. With regard to sports, it would be recommended to look over the Diplomat International plan as it would have an optional Athletic Sports and Hazardous Activity Rider. Please read over the certificate wording of the policy to be certain it will allow for the coverage you are wanting. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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