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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:In early October I am going to USA as a tourist and will be stay there approximately two or three months, and also wanted to get some medical insurance just in case. Could you offer me some of your services which will be appropriate to me. I'm 51 year old man.
Q:Looking for medical insurance for travel to USA for over 70 with pre existing medical
Q:I am an international student at Seattle University. Our university offered a new company which is called JCB to manage our insurance waiver. It automatically denied most of the third insurance carrier. I want to make sure insubuy insurance company can be waived. Here are the requirements: - Be owned, headquartered, operated and filed in the United States - Be in compliance with the Affordable Care Act (ACA Compliant) - Provide primary care services within Washington State - Provide emergency care within Washington State - Offer inpatient and outpatient mental-health benefits within Washington State - Offer unlimited prescription benefits - Offer full coverage for all preexisting conditions - Plan deductible not to exceed $500 per accident or illness - Cover repatriation of remains in the amount of $25,000 or more - Cover medical evacuation expenses of the international student to student's home country in the amount of $50,000 or more - If a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in US dollars I also want to know what's the insurance carrier name. If I can't waive the Insubuy insurance, is it refundable?
Q:Hi, I am about to purchase a ExchangeGuard Essential Health Insurance and I would like to confirm if it meets the requirements of my US university: - medical benefits of at least $100,000 per accident or illness - a co-insurance not greater than 25% of the covered benefits per accident or illness - a deductible not to exceed $500 per accident or illness - a waiting period for pre-existing conditions that is reasonable by current industry standards - coverage for activities inherent to the exchange program (i.e., flight training for an aviation school) - repatriation of remains in the amount of $25,000 - expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 Also, does it has Emergency Reunion as a benefit?
Q:Hi, I wonder if immigrant visa holder (14 years old. Just landed in US, need to wait for 2-6 months before receiving temporary green card) is eligible for "International Major Medical" plan or other similar plans? Thanks
Q:I will be arriving in U.S.A on visitor's visa and will stay approx. 30 days and want to cover my pre-existing conditions. I have two stents in my heart, type 2 diabetes and an enlarged prostate. I am 71 years old, please give me plans which suit my conditions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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