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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I got selected in the Batch No.14 for the trip being organized by Ministry of External Affairs, Govt. of India through Gunj-Lipulakh route to Kailash-Manosarover trek and back. This trip consists of both trekking and vehicle transport both in Indian and Tibetian side. The maximum height we may reach is 5670 metres between Daraphuk and Zunzhui Pu in the Tibet-China area. In this regard, please clarify the following: 1) Since we trek below 6000 meters height during the Kailash-Manosarover trip, suggest the suitable & best travelling insurance policy 2) The suggested travelling insurance policy requires to cover also unexpected events (emergency medical evacuation through helicopter/ repatriation). 3) My travelling in Tibet-China area is from 11.08.2017 to 19.08.2017 for 9 days i.e passing and returning border control. On getting your reply, I like to share to other passengers selected for Kailash-Manosarover trip also. Hence, please provide right information at the earliest. Thanks.

A:
We would recommend purchasing the Atlas International plan. You may use the links provided below to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Kailash Mansarovar Yatra Travel Insurance Atlas International
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Q: i will be an international student studying at Purdue University. The university requires us to meet certain requirements. The requirements are: Coverage must be in effect for the entire time you will be in the U.S. Medical benefits of at least $100,000 USD per accident or illness Repatriation of remains in the amount of $25,000 USD Medical evacuation coverage in the amount of $50,000 USD Annual deductible not to exceed $500 USD per illness per person Do you have any insurance that meets it?

A:
There are many plans available based on the insurance requirements provided. One of the most popular plans is the Atlas Exchange. You may purchase the plan online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I have recently started an oversea visa agency in Sri Lanka. Can I use this medical insurance for Sri Lankan candidates? I'm planning to apply for a Schengen Visa to Italy. According to the immigration rules, it is required that my insurance policy would cover for the below; 1. Medical coverage of at least Euro 30,000 (US $41,657 as of Apr 10, 2014) 2. Must cover emergency medical evacuation and repatriation of remains. As I'm a Sri Lankan citizen and does not hold any other citizenship, is it possible for me to purchase the insurance cover from Insubuy? If so please send me details and the cost of the policy I should purchase?

A:
We have many insurance plans that meets Schengen visa requirements in our Schengen visa insurance section. The very popular plan is Atlas International. As soon as you purchase insurance you will receive confirmation by e-mail and which will have a link to print visa letter and other important documents. Please choose $0 deductible and $50,000 coverage which will be good for Visa requirements. Please feel free to contact us if you have any further questions.
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Q:We are looking for travel medical insurance,one of the females is pregnant now, she will be 31 weeks on the day we arrive USA. I read your Q&A knowing that there are no pregnant travel insurance for foreigner travelers so could you please reply us the lowest amount that suitable for us? We'd like to buy 75 days coverage,since Jun 19 with the lowest price we have to pay, if there are more than one choices please let us know.

A:
Because of longer duration and insured person is 31 weeks pregnant. Unfortunately, we don't have plan which covers complication of pregnancy. You can purchase insurance for new sickness, injuries or accidents that may occur after the effective date of the policy. It will not cover pregnancy. Please visit our website and purchase the plan.
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Q:I need travel medical insurance for 12 day trip to Spain. I live in New Jersey. Which insurance should I buy?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase any plan in the Schengen Visa Insurance section of the website. The most popular plan in this section is the Atlas International. Shortly after purchase you will have access to download your visa letter in both English and Spanish.If you have any additional questions please let us know.
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Q:I would like to buy dental insurance plan for my parents starting 22nd May 2017. But when i try to select the dates, its showing either start of this month or start of next month.

A:
The Careington Dental discount plan gives you only two options for the start date, either option will be at the beginning of the month as your payments will come out monthly. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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