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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm a US citizen living abroad and will visit Oregon (stopping over in California) and stay for two weeks in September. I need a short-term health/medical insurance for this trip. Which plan would be suitable for me? Please advise. Thank you!

A:
As long as you are temporarily visiting the US and intend go back after a short trip, please look at: Patriot America Plus
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Q:I would just like to check if you offer student health insurance coverage for Rutgers students for this upcoming academic year. These are the requirements that my college is asking for, please click on this link: Please let me know if you need anything else.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the available plans will not meet the requirements as listed. You would need to purchase the plan Rutgers is offering to be able to meet their requirements. If you need additional assistance please feel free to contact our office.
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Q:Need to get a dental plan ASAP

A:
We do not offer dental insurance. We have a dental discount plan that you can purchase to get discounts at in-network providers. You will get the ID card usually in 7 to 10 business days and you can use the discounts at that time. The a dental / vision discount plan is called Careington. If you have additional questions please feel free to contact our office.
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Q:I am an international student attending University of Cincinnati, Ohio. Due to the fact that insurance offered by University is extremely expensive, I am looking at other insurance options available and ways to waive insurance offered by the college. Last month, I purchased insurance through another reputable company and submitted a waiver request. Unfortunately, college did not accept that particular insurance plan and the company refunded the full amount. If I do go ahead and buy elite plan through insubuy and the university rejects it again, would I be able to get a refund back? I have attached a link below with all the waiver information provided by the University. You would be able to get all the details there. I also sent an email to the medical/insurance department requesting for more information. I will immediately email you back once I get the additional information.

A:
Based on the link you provided you will need to purchase the plan the university is offering to be able to meet their requirements. Unfortunately, the available plans are not Affordable Care Act compliant so will not meet their requirements. If you need additional assistance please feel free to contact our office.
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Q:I am an international student attending University of Cincinnati, Ohio. Due to the fact that insurance offered by University is extremely expensive, I am looking at other insurance options available and ways to waive insurance offered by the college. Last month, I purchased insurance through another reputable company and submitted a waiver request. Unfortunately, college did not accept that particular insurance plan and the company refunded the full amount. If I do go ahead and buy elite plan through insubuy and the university rejects it again, would I be able to get a refund back? Please advise.

A:
Based on the link you provided you will need to purchase the plan the university is offering to be able to meet their requirements. Unfortunately, the available plans are not Affordable Care Act compliant so will not meet their requirements. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/waiver-requirements-for-university-health-insurance-63638/

Q:I'm a graduate student at Northeastern University, Boston, MA. I'm looking for a student health insurance for one year from Sept 2018 to August 2019. There are multiple options available in your website and I'm finding it difficult to choose one. My university requires the insurance to be fully compliant with the "Affordable Care Act". Requesting you to kindly provide me with insurance options that are compatible to my university requirements. Appreciate your assistance. Thank you.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available which will meet your University's requirements. We would recommend purchasing from the school directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/waiver-student-insurance-for-northeastern-university-10629/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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