There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Are immunizations and vaccines covered in any plans offered by insubuy?

A:
All Visitors Insurance plans will exclude the coverage for pre-existing conditions, preventative and routine care. This would include the exclusion of immunization and vaccination. You will have to pay out of pocket for such expenses, as the plans are designed to offer the coverage for the new illnesses and injuries contracted in the body after the effective date. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/visitor-insurance-with-immunization-coverage-24785/

Q:My son had a high fever so we went to urgent care Jun 17th, and they could not find and put our insurance on their system so I had to pay 128 first to meet a doctor. How can I get reimbursed?

A:
Thank you for contacting Insubuy for your insurance needs. You will want to download the claim forms from the MyAccount section of the website and follow the submission instructions on the form. You will want to attach any supporting documents from the time of service as well. Should any documents be missing, the claim department will just request them. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/how-to-file-a-claim-through-myaccount-for-student-insurance-46634/

Q:Hi, I'm J-1 exchange program visitor looking for ACA compliant health insurance. Apparently my university(UGA) requires me to have a ACA compliant insurance along with other requirements, but it's really hard to tell which one is ACA compliant. Could you tell me the plans that meets the requirement?https://www.usg.edu/student_affairs/student_health_insurance_program_SHIP/eligibility_and_minimum_requirements

A:
Unfortunately none of the F-1, J-1 plans meets the ACA plans unless your sponsor can purchase insurance on your behalf. You are limited to the plan that your university offers you unless you can have them grant you an exception. If that ever becomes available you can purchase any of the plans we have below. J-1 Exchange visitor insurance plans: /j1-visa-health-insurance/
{{currentOrigin}}/answers/exchange-visitors-health-insurance/aca-complient-plan-for-j-1-student-44536/

Q:Does it cover mountain biking

A:
You may find more information on the Mountain Biking Travel Insurance section of our website. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/mountain-biking-insurance-for-travel-14339/

Q:HelloMy mom has shown signs of Covid positive Like to know he she can be prescribed for Covid medicine paxlovidPlease share the next stepsInsurance :

A:
If your are needing medical attention, it would be recommended to go to the provider you are needing. You may search the PPO Network through the MyAccount section of the website. Once you find the provider, you can verify with them directly if they direct bill or ask you to pay from your pocket and file a claim for reimbursement for any eligible expense. Should you need to verify eligibility and benefits, you may also contact the number listed on your ID card. Should you have additional qeustions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/insurance-for-covid-treatment-89142/

Q:I have been a researcher at Brigham Womens Hospital in Massachussets for 2 weeks and I need to get a Repatriation and Extradition insurance ( total amount 50.000) which includes me, my wife and my son ! But I didn't see this option to select !

A:
Please see our Medical Evacuation and Repatriation plan: /medical-evacuation-and-repatriation-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/researcher-brigham-hospital-massachussets-repatriation-insurance-evacuation-84082/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More