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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, im looking to purchase a J1 insurance for a year length. I was looking into your site but I don't understand, I want the cheapest plan that you offer and that meets all the minimum requirements of the J1 visa, the plan I'm interested in Student Secure Smart Underwriter LLoyds. But that plan offer the minimum of the J1 visa requirements ? -Medical benefits of at least $100,000 per accident or illness -Repatriation of remains in the amount of $25,000 -Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 -A deductible not to exceed $500 per accident or illness.
Q:I would like to purchase a health insurance plan for my stay in the US that meets the following criteria for the J1 visa: As of May 15, 2015, the J-1 regulations require the following with respect to health insurance coverage: 1. Medical benefits of at least $100,000 per accident or illness 2. Payment for repatriation ((preparation and transportation of remains to home country) in case of death in the amount of $25,000 3. Payment for medical evacuation (transportation to home country on advice of attending physician) in the amount of $50,000 4. A deductible not to exceed $500 per accident or illness 5. Coverage of pre-existing conditions after a reasonable waiting period 6. Payment by the insurance company of at least 75% of the costs of medical care (the patient must not be required to pay more than 25% of medical care costs) To comply with these regulations, health insurance policies must be underwritten by corporations having one of the following: 1. A.M. Best rating of A- or above 2. McGraw Hill Financial/Standard & Poor's Claims- paying Ability rating of A- or above 3. Weiss Research, Inc. rating of "B+" or above 4. Fitch Ratings, Inc. rating of "A-" or above 5. Moody's Investor Services rating of "A3" or above. Could you offer me a health insurance plan that covers those criteria?
Q:I'm a US citizen and currently don't have health insurance with my job. I was looking at getting some information about health insurance.
Q:I'm a US citizen and currently don't have health insurance with my job. I was looking at getting some information about health insurance.
Q:I need to buy health insurance for my wife as my F2 dependent. However, I only want to buy Insubuy's health insurance for her as I am currently covered by my University Health program. My question is if I can proceed to buy one of your insurance options for her as F2 without buying insurance for me? I see some insurance options mention something related to this. Which ones are recommended to buy in these conditions?
Q:I am a student in Chicago and I am planning a trip to Italy. My passport is Indian, so I need to apply for a Schengen visa at the Italian consulate here in Chicago. One of the requirements for the visa is travel insurance. I wanted to purchase a plan that covers the minimum requirements needed for this. I wasn't sure if the plan I saw (Patriot International) covers everything required. Here is the information listed on the Italian consulate's website: "Verification of Medical Coverage Abroad for the entire period of travel in the Schengen area with a minimum coverage of $50,000 for hospitalization, emergencies, evacuation and repatriation. Make sure that these 4 benefits are itemized on the policy issued by your current US Health Insurance company (insurance card alone is not sufficient), or by a US Travel Insurance company. If your US insurance provider cannot issue a letter specifying the above, we suggest you contact a travel insurance company which will be able to do so." ---- Please confirm that this package covers the 4 items that need to be covered.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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