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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am in my OPT period now and trying to purchase my own health insurance. My university is University of Missouri- St. Louis. Does any of your plan cover doctor visits and medicine for birth control pills?
Q:I am an international graduate student at the University of San Francisco. My visa is F1. Here are the minimum requirements of my school. Can you help me verify whether the insurance plans listed on your website meet all the requirement? Thank you. Criteria to waive the health insurance requirement Please be advised all health plans will be reviewed by the University insurance broker to ensure the plan meets USF requirements. Policy must be in English Health plan must be provided by a U.S based insurance company, with a U.S claims payment office and phone number Policy must include accident and medical coverage (include illness/preventive care, prescription, no limit on hospital stay/emergency room except for the co-insurance and deductible) Health plan must offer unlimited policy year benefit maximum Deductible no greater than $200 dollars Medical evacuation minimum of $10,000 in coverage Repatriation minimum of $7,500 in coverage Pre-existing conditions must be covered Health plan must have an annual out of pocket maximum of $6,350(individual)/$12,700(family) or less Includes provision for co-insurance that does not exceed 20% Coverage cannot exclude benefits for perils inherent to the activities of the program in which the visitor participates Plan must cover hospital stay for all medical, surgical and mental health/substance abuse conditions without limitations
Q:I am an international student at Willamette University,OR and I am searching for an alternative for their health insurance plan. Your company was recommended to me. So I wanted to check if you cover all the things the university's health plan requires.
Q:I'm trying to take medical insurance for my parents who are travelling from India to USA. While filling the application it asks for the "primary destination" but USA is not listed in the options. Can you please advise details on the same.
Q:My name is Laura Ramirez and I am a J1-Scholar in the US since 2015. In 2017 I passed the substantial presence test, and therefore I'm eligible for medical insurance through my employer. I would need a quote now for a separate Policy for medical evacuation and repatriation of remains starting on Aug 04 17 and finishing one year later.
Q:I am an F-1 student in WA state, Pacific Lutheran University. I am considering to waive my school's insurance; thus, I am in search of a different insurance plan. I looked at some plans you offer for students and I am looking for an insurance that can cover at least those categories mentioned by the Pacific Lutheran's University policy: 1. Coverage period: 52 continuous weeks. (If student is enrolled for only one semester, coverage must be in place for that period.) 2. Basic Benefits: Room, board, hospital services, physician fees, surgeon fees, ambulance, laboratory and diagnostic procedures for outpatient expenses paid at 80% of usual customary, reasonable (UCR) fees in U.S. currency. 3. Mental health care paid as any other sickness, 80% of UCR. 4. Unlimited Inpatient/Outpatient prescription medication coverage, co-pay is acceptable. 5. Repatriation: $50,000 (coverage to return remains to the home country) 6. Medical evacuation: $25,000 (to permit patient to be accompanied by an escort if directed by the Physician in charge.) 7. Deductible $100 or less. 8. No Aggregate Cap. 9. Claims Agent located in the United States. Please, let me know if you have one that can suit mentioned above things
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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