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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does First Health PPO Network covers routine Physical Exam for kids/children school registration?

A:
All the plans on the insurance marketplace for visitors are designed to offer the coverage for new illnesses and injuries contracted after their effective dates. They exclude the coverage for pre-existing conditions, preventative and routine care. Such expenses are things you would have to pay from your pocket. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:HelloI want to ask about COVID 19 travel Insurance.I'm korean. I will travel Saipan (Northern Mariana Islands) from 21/09/2022 to 24/09/2022.I have 1 question.I'm on the process of joining "Safe Travels International Cost Saver" Insurance.This Insurance could cover accommodations fee & delayed flight fee incurred due to COVID-19 in saipan?I will look forward to your response. Thanks,

A:
The plan could offer such coverage if the event were to meet the criteria of the trip delay benefit. You may view the plan benefits for the Safe Travels International Cost Saver plan to see the trip delay benefit. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:hi- i am 71, have type 1 diabetes in great control, want to move to mexico and have health insurance for other medical needs. my US Dr. will handle my diabetes care thru medicare. i need something very affordable as I'm moving to live on my social security of 1500/mo. can you help me?

A:
The plans available for international travel are designed to offer you coverage outside your primary residence country for new illnesses and injuries contracted after their effective dates. They will exclude the coverage for pre-existing conditions, preventative and routine care. You may view and quote the available plans in the Expatriate Health Insurance section of our website. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:What are the differences among the coverage level - Budget, Standard and Superior?

A:
You may view the different plan landing pages to find more information regarding a specific insurance product. Please see the Budget, Standard and Superior pages for additional information on the product. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I am 58 years old travelling to USA from 1/8/22 to 20/1/2023Pls advise the best policy I should buy

A:
You may view and quote the applicable plans in the Visitors to the USA section of the website. Enter in the applicable details to view the available options. Should you need assistance, you may also call our office at +1 (866) 467-8289
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Q:Pre-existing disease any policy covers pls advise

A:
Thank you for contacting Insubuy for your insurance needs. All plans on the market are designed to offer the coverage for new illnesses and injuries that are contracted after the effective date of the plan. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289. We have a new product with limited coverage for Pre-Exisiting conditions called Visitor Protect, read more about it here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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