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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want to rent a Florida beach house for a week. What insurance would cover the cost of my trip if my destination is closed due to COVID 19?

A:
You would want to purchase a plan with a Cancel for Any Reason benefit, as those would be the only ones beneficial for the situation you are describing. These plans have to be purchased within a certain number of days from the initial deposit date in order to have the benefit within the plan. You may view and quote plans here.
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Q:Our visitor insurance is due for extension. Can i make changes to reduce the overall coverage and increase deductible ? If it is not feasible, what are my options to make the above chnages?

A:
Unfortunately there is no way to make changes to an already active policy. The only way to change these things would be to purchase a completely new plan, but keep in mind the plans are meant to cover the new things that manifest after their effective date. There is no plan on the market which will cover the pre-exisitng, preventative or routine care. Should you have additional questions you may also call our office at (866) 467-8289.
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Q:Hi there. I am planning a trip from USA overseas. What kind of medical insurance should I consider that will provide a coverage from COVID19, in case I face this problem while there? Thanx. VL

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous plans that are still available that offer coverage related to some COVID-19 expenses. It would be recommended to view the following articles for more information as they will explain the plans available as well as their coverage. Coronavirus Visitor Insurance & COVID-19 Travel Insurance FAQ
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Q:I am planning to travel to California to visit my daughter from 07/23/2020 to 08/17/2020. What medical travel insurance should I get that covers the covid 19 too? My age- 68. I don't have any known illness' .

A:
If you are traveling on a visitor visa, you may find information on COVID-19 visitor insurance here. Among the plans available the Safe Travels USA Comprehensive is recommended. All the plans on the market will cover the new illnesses and injuries that manifest after the effective date and will not allow coverage for the pre-existing, routine or preventative care. Should you have additional questions, please contact our office at (86) 467-8289.
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Q:If the Cruise was cancelled and the flight, can the travel protection amount be refunded.

A:
Thank you for reaching out to us for your insurance needs. The travel protection plans are designed to cover for things such as travel delay, loss of check luggage and typically insure the total non-refundable trip cost. The plans have different reasons for cancellation listed in the plan benefits. If you are looking to insure the trip for a specific reason, such as cancellation due to COVID-19, we would recommend reading over the below articles for additional information. COVID-19 Travel Insurance and COVID-19 Related Travel FAQ
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Q:Does this insurance cover multiple trips to the USA?

A:
In order to respond accordingly, we would need to know what insurance you are referring to specifically based on your status in the U.S. Would you be coming in as a Visitor on a B2 visa or as a green card holder visiting for a short duration? We would need to verify this information before advising. However, we can advise that visitor plans are meant for single trips into the U.S. as per the I-94 dates issued. Some visitor plans do include incidental trip home coverage. Please contact our office if you are needing further clarification.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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