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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking for private vacation rental insurance. We are hoping to travel Jan 22-feb19 from Calgary to Honolulu. We have paid just over 4000 cad for vacation rental.

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plans that can be found in the the Trip Insurance section of our website. Those plans have the ability to offer coverage for the total non-refundable trip cost. Enter your information into the quote screen to view the applicable plans. Please review the available benefits and how the plans work. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I would like to ask if the insurance covers an RT-PCR test prior to my departure here in the US? Thank you

A:
Thank you for contacting Insubuy. Unfortunately, the plan does not provide coverage for elective treatment so the COVID-19 test that is needed for travel purposes would not be covered. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/is-covid-19-pcr-test-for-travel-purposes-covered-45299/

Q:Hi there, I have VisitorSecure Insurance. I have a query. I have to travel and required Covid PCR test. I am wandering about whether my policy covers covid test charges or not? Please guide and reply soon. Thanks have a query.

A:
Thank you for contacting Insubuy for your insurance needs. The VisitorSecure plan can offer coverage related to COVID-19, including testing. However, it must be deemed medically necessary. Such as under a physician recommendation due to signs or symptoms for diagnostic purposes. COVID-19 testing that is elective or for travel purposes would be excluded from coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-secure-covid-testing-coverage-37223/

Q:Where do I find the declaration form I am supposed to submit with my claim referred to in item 18a. of the claim form? I cannot find it in the Claim Forms.Thank you.

A:
That question is in regard to additional insurance you have outside of your Atlas International plan. If you have additional insurance, you would provide the information listed on your insurance's declaration page. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/claim-help-with-atlas-international-28968/

Q:My mother has had only the Russian vaccine. We are in process of obtaining a permanent immigrant status. she now lives in Moscow Russia. Will she be allowed in once she gets her visas?

A:
As we only deal with medical insurance unfortunately we would not be able to advise as to her eligibility for entry.
{{currentOrigin}}/answers/new-immigrant-health-insurance/my-mother-has-had-only-the-russian-vaccine-we-are-in-process-of-obtaining-a-permanent-immigrant-87163/

Q:my 26yr old son who is a british citizen and his american wife are leaving austrlaia 17/12/21 travelling to texas USA for a couple of months and then returning to the UK please could i have a quote for the best insurance for him to have.

A:
They may both purchase the Patriot America Plus plan for their trip as long as their primary residence remains outside the United States. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitor-insurance/patriot-america-for-us-citizen-visiting-united-states-62031/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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