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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Insurance for medical student I am a medical student in india,i have been selected for a clinical elective trainig at NIH,bethesda,maryland.The institute requires malpractice insurance coverage of 1 million$ per incidence and for three such incidences(3 million$ aggt.).Can your company provide me such insurance? if yes,please inform me about the cost and procedures i need to follow.
Q:Insurance for Existing condition Hi, My dad is diabetic and I like to know that is there any insurance cover existing condition .????? .....Because he will have more chances to have problem due to existing condition and less chances for other emergency.. so if u know any insurance it cover existing condition plz let me know. thanks
Q:Medical Insurance for my GC parents Hi, My parents are planning to come USA next month and they will get here as a green card holder but they are not planning to stay here more than 7 to 9 months. So plz can you let me know exactly which insurance is good for them. I am not worry about doctor visit beacuse those i can pay from my pocket but I am only worry about emargency so plz if anybody can let me know their experience I will appriciate. And I also like to know that whats happen if they decide to stay longer . Can i upgrade medical insurance or not . plz let me know thanks Viral
Q:which international student insurance plan should I buy I am an international graduate student (F1 visa) at UCR (UC Riverside). I am not sure which plan on your website can satisfy our university's requirements. I copied the standards below. Could you please recomment me a proper plan after you read it. Thank you. STANDARDS FOR COMPARABLE COVERAGE For the purpose of exemption from UCR's mandatory Undergraduate or Graduate Student Health Insurance Plan, comparable coverage will be defined as follows. Must include outpatient benefits Deductible and coinsurance/co-payment maximum is no more than $3,000 for combined deductible and co-payment/co-insurance maximum for in-network, non-capped benefits. Maximum lifetime benefit must be at least $100,000; (Graduate Students; benefit must be $250,000) Waiting period for covering pre-existing conditions must be no more than two years, if pre-existing conditions are not currently covered; The insurance company must have a claims processing office located in the United States;
Q:Date of return to home country in IMG insurance Hi, I am interested in purchasing your insuance as I will be travelling to the USA on a Fiance visa soon. However, I am unsure of what to do regarding your online form as it asks for a "return date" as a compulsory element of the application. I only require 1 month's coverage as I am eligible to join my new husband's work insurance following our marriage and will not be returning to the UK at the end of my insurance period.
Q:International graduate student on J1 visa - need insurance I am an international graduate student at IU-School of Law - Indianapolis and I am planning to purchase a policy from you this Fall 2007 semester (including my dependent - Spouse.) I checked the IINBOUND Immigrant or INBOUND USA policy, and they look both affordable and suitible for my needs. To be sure, I am supplyinp you the information which the University seeks for a Waiver : - $50,000 each sickness * $50,000 each accident or injury * $10,000 medical evacuation to home country * $7,500 repatriation of remains to home country * My policy's deductible (or excess fee) is $500 or less * $100,000 lifetime policy maximum ($250,000 recommended) * According to our records you have 1 dependent(s) on file. All dependents must have insurance coverage matching the above criteria. Any female in the family over the age of 18 has to have maternity coverage included in the insurance policy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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