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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, I want to know about the coverage of the ExchangeGuard Choice in Florida. Is there a list of Drs. that I need to choose from when going for an appointment or I just go to any Dr. and them claim the insurance.
Q:i have been a customer for a few years. my last policy with you expired early this year...it was a Visitor Care plan. i will need insurance soon again . i would like to be able to have my account with you.. kindly contact me via email..
Q:Referring to the below screenshot, does it also cover the cost of the premature birth and the cost of the postnatal care?
Q:I am an American living outside the states and plan to travel to the US with two of my children in 10 days. We plan to be there for 50 days. I am 46 and my kids are 16 &18. Will there be any problem obtaining travel insurance? Also, if we experience any medical problem during our stay and have to extend our stay, would I be able to lengthen the coverage at that point?
Q:I am a US citizen. But I am a resident of Germany and have my health insurance there. I will be traveling to the US for 2 weeks beginning 6/26. I need a high deductible plan that qualifies under Obamacare. I believe I've gotten the Diplomat plan previously but can't seem to locate that. Can you assist me?
Q:Hi, I have a question about the suitable insurance plan for my wife. My wife is going to attend an interview for a J2 visa. If I understand it correctly, she is required to have a suitable insurance plan right on the date of interview. In addition, she will be enrolling into the University of Illinois at Urbana-Champaign ("UIUC") and the university has its insurance requirements as follows: "If students purchase private insurance, there is a MINIMUM amount of coverage required as follows: a minimum of $500,000 per illness or injury per academic year no less than an 80%/20% benefit plan for inpatient, outpatient, surgical procedures, and mental health the maximum annual deductible of $5,000.00 or less. PLEASE NOTE: Students who purchase private health insurance must bring proof of coverage to the IEI office at the time of registration. This proof must be in English This proof must be in U.S. Dollars It must include information that shows the minimum coverage has been met." Therefore, please recommend if you have any insurance plan meeting the requirements of the US Department of State and of the UIUC. By the way, her period of stay range from August 5, 2019 to May 16, 2020 (approximately 9 months).
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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