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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1 Reqirements of Insurance Please give information about Visitor Secure C Plan insurance whether or not the meets of your J1 insurance to Clemson University requirements attached file in part IV?

A:
Thank you for your interest in purchasing insurance through us. Visitor secure does not meet your school requirements. You can find all J1 visa plans at, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. I bought insurance from Inbound USA by following your sent link below. However, my policy was organised by Lloyds of London Company instead of Inbound USA. Is this insurance cover all requirements of our J-1 Visa? And is there any differences between US insurance company and Lloyds of London? Inbound USA is the product name and it is administered by Seven Corners which is a US based company. Underwriter is Lloyds. Inbound USA meets the requirements of J1 visa as set by the US Department of State. Please let us know if you have any other questions.
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Q:Regarding Insurance Coverage for J2 Visitor I have come to United States on J2 Exchange Visitor visa. My husband works with the University of North Carolina and as part of the procedures at the university, my insurance policy should comply with the coverage areas listed below: • Maximum Lifetime/Per-Occurrence Medical Benefits: Policy to pay a maximum of at least $100,000 for each specific illness or injury. • Deductible: Policy to include a deductible no more than $500 per accident or illness. • Repatriation of Mortal Remains: Policy must provide at least $25,000 in benefits to send your remains to your home country for burial. • Medical Evacuation: Policy must pay no less than $50,000 for the expenses of travel back to your home country. • Co-Insurance: Policy provider must pay at least 75% of covered medical expenses • Pre-Existing Conditions with Waiting Period: Policy may establish a waiting period before covering pre-existing conditions as long as the waiting period is reasonable by current standards in the insurance industry. Most policies available on your website do not cover for pre-existing conditions. Request you to suggest a suitable policy that will comply with all the conditions stated above. Once I purchase my insurance, I would require my insurance provider to complete a form stating that all conditions have been met. Awaiting your reply.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets J1 visa requirements. You can purchase Patriot Exchange Program plan with $100,000 coverage. Patriot Exchange Program brochure, & instant purchase link: /patriot-exchange-program-insurance/ You can other plans for J1 visa at, /atlasamerica-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:J1 visitor insurance needed I'm going to Oregon in 22 April, like a visitant research/student in Oregon State University. I'm looking for a health insurance with these characteristics: • Medical Benefits of at least $100,000 per accident or illness • Repatriation of Remains in the amount of $25,000 • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 • A deductible not to exceed $500 per accident or illness Now, I'm in Brazil. Please let me know if is possible a quotation and to contract the insurance. The period of insurance is 1 month.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets J1 visa requirements. You can purchase Atlas America plan with $100,000 coverage and less than $500 deductible. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ You can other plans for J1 visa at, /atlasamerica-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:Question J1/J2 health insurance I am an Indian scholar looking for J1/J2 health insurance for me (39yrs) and my wife (36yrs). I am working for Charles R. Drew university in Los Angeles as a postdoc. But my J1 is from UCLA.I want apply for an waiver to buy insurance from outside of the UCLA system.I was wondering if it would be possible for you to check their "compliance form" and suggest a plan. I am attaching the pdf with the email Thank you so much

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange plan with $100k and which meets all your school requirements. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ You can find more plans at, /j1-visa-health-insurance/ Please select policy max. $200k-$300k you will find many plan. If you select $100k you will not have many options. Please review this and if you have any further questions feel free to contact us. Have a great day!
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Q:J1 and J2 health insurance Myself, (33 year age) will come to USA in June 2016 with my wife (30 year) and child (2 years) as visiting scholar for 1 year. My visa type is J1 and my family members are of J2 type. I will come to Ohio State University for 1 year visiting scholar program. Now, as per rule of U S Department of State (DOS), certain level of health insurance coverage for all J-1 scholars and J-2 dependents are required. That means that all J-1 scholars and J-2 dependents hosted at The Ohio State University are required by law to have health insurance that meets DOS requirements. By going through the your website I have seen some insurance for me (J 1) and my wife and child (J 2 visa type) like ATLAS AMERICA ($ 1858/year), PATRIOT EXCHANGE PROGRAM (($ 2441/year) etc. My query is that this insurances are meeting the DOS requirement or not for J1 and J2 dependent visas? J1/J2 visa insurance requirements • Each J visa holder must purchase insurance that meets the following minimum requirements: • Medical benefits of at least $100,000 per accident or illness • Repatriation of remains in the amount of $25,000 • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 • A deductible not to exceed $500 per accident or illness. Please also tell me these insurance companies will sign the compliance form or not?

A:
Thank you for your interest in purchasing insurance through us. Yes, both plans you have mentioned meet the J1/J2 requirements set by the DOS and will sign the compliance form. If you need additional assistance please feel free to contact our office.
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Q:J1/ J2 health insurance query My husband has a secondment in the San Jose area for 3 months. I would like to join him with our 9 month old son from mid may to end of July. I will enter on a J2 visa. Can you please let me know what level of cover I need. I would prefer to not get hot with any costs or very minimal costs if we have to have medical treatment while in the US. Also, does it cover dental?

A:
You can visit the J1/J2 visa insurance section, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. The medical plans do not include dental benefits. Please feel free to contact us if you have any further questions. Thanks. I actually did that before I emailed you. The problem is, as I am not from the US, I am not sure how much cover I need fir each type of scenario (eg.) if I go to the emergency department., how much does it usually cost... Same for surgery etc.... Is $100,000 enough or do I need $1,000,000.... Do you have information about that somewhere on your website or do you have a link I can look at that would help me make the right decision? It is impossible to make a decision without that information. Thanks in advance for your help For a J1/J2 the requirement is $100,000 per illness/injury. It is up to you if you want to purchase more. Healthcare cost in the US are very expensive so the policy max would have to be your choice. If you need additional information please feel free to contact our office. I have just tried to purchase insurance through your website and I got through it and it told me that because I am in Australia I can't do it :( Can you please help. I am travelling on a J2 visa from 8th May to 27th July 2016. I would like the Atlas Premium America, $1,000,000 for me (27/04/74) and my son (18/06/15) with $0 deductible. You can’t purchase Atlas America plan if you are physically located in Australia at the time of application. You have two options. 1. You can purchase Atlas America once you arrived in USA. 2. You can purchase Patriot Exchange plan which is very similar to Atlas America and it meets standard J1 visa requirements. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot Exchange plan brochure, instant purchase link, /patriot-exchange-program-insurance/ You can compare these plans at, /j1-visa-health-insurance/ If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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