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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Visitors insurance - Pre-existing conditions I spoke to Micah when I called that office number as Narender was not available. He have me all the information I needed. Probably I will get the travel dates in a week or two and will call them back. He suggested that Atlas America is the best so far for helping cover pre-existing (to an extent atleast) and is competively priced as well. Thanks again,
Q:Rock/mountain climbing insurance I was wondering if you cover rock/mountain climbing overseas? or in Canada
Q:Medical insurance for studies in Spain I will need medical insurance for my studies in Spain. Here are the requirements as stated on the Los Angeles consulate website: Proof of travel /accident insurance: a letter from your insurance company stating that they will cover 100% (no deductibles) of the medical expenses with emergency and repatriation services and a minimum coverage of 30.000 or its equivalant in dollars. Policies with reimbursments or co-payments will not be accepted. Can you please advise me what medical insurance is available to me that covers all of these requirements. Thanks,
Q:Pre-existing conditions coverage in emergency I need to buy insurance for my sister who is coming from July 5 thru Sep 12. I would like to select a plan that covers pre existing in case of emergency. do you have such a plan and how much would it cost and how doe sit owrk if we eer needed ot use it. Does it also cover travel issues like loss of bags, loss of passport etc?
Q:Insurance for US citizens visiting the US I have been looking for travel insurance for myself and my 2 kids. We reside in Spain, but are US citizens. We will be traveling to the US for 74 days. Is there a policy where I am eligible for short term health/catastrophic insurance? If so, please send me the link. Thank you.
Q:Acute onset of pre-existing conditions coverage in Atlas America Hello, I would like to purchase the Atlas America Insurance plan for my mother who is 68 years old. I decided to choose this plan as it offers coverage for pre-existing illness. However, I do find this note in another website - "Please keep in mind that in order for the Acute Onset of a pre-Existing Condition provision to take effect, the insured client must not have had any treatment for that pre-existing condition during the 2 years preceding the policy's effective date, which is also known as the look-back period. If treatment has been had within the 2 years preceding the policy's effective date, then there is no coverage for the Acute Onset of the Pre-Existing Condition" Is this true? My mother has diabetes and she did get treated during the last 2 years. Does this mean she would not be covered under the policy, in case of an emergency? Thank you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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