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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to get a simple/basic insurance in case something happen while I will be traveling to California from the 25 of November until the 11 of December.

A:
You can purchase Patriot America plus plan. You can also find other plans at www.insubuy.com Atlas America Plan has restriction for the Australian Resident So you can purchase any of the plan other than Atlas Series. Please feel free to contact us if you have any further questions.
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Q:Atlas Essential America Hi There, Quick question - how much does this insurance cover for doctor visits? It says $50 copay, not subject to deductible. Does it mean the insurance would pay only $50 for a doctor's/urgent care, no matter if we have reached the deductible or not? And we would need to pay the remaining amount?

A:
Hello, Thank you for contacting Insubuy. The $50.00 copay is a U.S. urgent care exception so this is only applicable for and urgent care visit. A doctors visit would have your deductible that would apply in that case. Please feel free to contact our office if you need assistance.
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Q:Maternity Insurance for visitor Dear Sir/ Madam, Kindly I would like to ask about Maternity Insurance if available for US visitors/ foreign and how to get this kind of insurance if exist, also how much it costs.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan on the market that will cover any maternity related cost for a visitor into the United States. This will be an expense that you will have to pay for completely out of pocket. Atlas America on cover for pregnancy complications up to the first 26 weeks of pregnancy. For more information about this benefit please see the link to the FAQ. Feel free to contact our office if you need any further assistance. Pregnancy Coverage FAQ: /us-visitor-insurance-for-pregnancy-coverage/
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Q:My mom will be coming to USA and I'm planning to purchase Atlas America with pre-existing plan (Not the premium one) . However, her return date is not confirmed yet (sometime before May) . So,I would like to purchase a renewable plan. I would like to purchase the plan for a month first and renew on month-month basis. I would really appreciate if you can confirm the plan allows that and let me know the renewal process as well.

A:
Thank you for contacting Insubuy. The Atlas America plan is renewable. Within two weeks of the expiration date you will receive an email from us which reminds you to renew the policy, this email will also contain the renewal link. You may process the renewal online or over the phone by contacting our office at (866) INSUBUY. Every time you renew there is a $5.00 renewal fee. If you have any additional questions please let us know.
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Q:Visitor Medical Insurance for Visitors to USA To whom it may concern If I purchase the comprehensive Coverage Plan from Atlas America with a Policy max of 1'000'000 $ and the personal liability rider upgrade to 100'000 $, does that cover damage i might cause to a third person's material property or bodily injury to me or a third person while driving someone else's car and does it cover damage i might cause to this car? If yes, how high are the coverage amounts? Thank you very much for your help.

A:
Hello, Thank you for contacting Insubuy. Personal Liability insurance will cover any damage done to a 3rd parties belongings such as a laptop, cellphone etc… The operation of an individual’s motor vehicle would not be covered under this coverage. If you are looking for such coverage you will need to look into car insurance not personal liability. If you need any further assistance please feel free to contact our office.
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Q:Need confirmation of VisitorSecure coverage in Washington Hello, I was preparing to purchase Visitor Secure medical insurance through Insubuy however when checking the 'Eligibility Requirements' (on the 'Free Quote' screen) I read: 'Visitor Secure SM is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.' I am currently located in the UK however I will be living in Washington starting from a few days time. Will I be covered in Washington State if I buy now while I'm in the UK? Thank you for your time.

A:
Hello, Yes, you will be covered in WA as long as you purchase before arriving in WA. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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