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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm looking to find out the current Medicare costs for year 2022 for an elderly 80 yrs old individual who is a naturalized citizen. You webpage says: As of 2019, the costs are as follows: Part A: 437.00 per month Part B: 135.50 per month Part D: Cost depends upon the plan you choose and your incomeWould you happen to know these figures for the year 2022?Reference: https://www.insubuy.com/medicare-for-new-immigrants-green-card-holders/#::textNew%20immigrants%20are%20not%20provided,coverage%20from%20the%20U.S.%20Government.

A:
We are not able to advise on the current cost of Medicare. The information from our website / article was an example at the time of the information being presented and therefore we advised of the date of that information. You would need to contact Medicare directly for assistance. If you have any additional questions, please let us know.
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Q:How do i find out if the Diplomat medical travel insurance (for my parents) is accepted at the hospitals at my place ( San Diego). Which are the in network places? I want to do this before i purchase the insurance.

A:
Thank you for contacting Insubuy. The Diplomat plans do not have a network of doctors and hospitals. You may visit any medical provider you'd like to obtain medical treatment. The provider can contact the insurance, verify benefits, and coordinate billing if they'd like. If you'd like Visitors Insurance that has a network, then you may search for other options on our site or by contacting our office at +1 (866) INSUBUY 467-8289 and speak with a licensed agent.
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Q:Does plan cover pap smear for wellness visit

A:
Coverage is plan specific, however, plans usually do not cover preventative care including wellness visits, vaccines,etc. Preventative care would include pap smears and therefore would need to be paid for out of pocket. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/plan-cover-pap-smear-wellness-visit-83332/

Q:us citizen already abroad visiting Europe, forgotto buy heth insurance, can Ibuynow?

A:
You can purchase insurance for any new sickness, injuries or accident which didn't exist before purchasing the insurance. Travel Health insurance
{{currentOrigin}}/answers/international-travel-insurance/us-citizen-already-abroad-visiting-europe-forgotto-buy-heth-insurance-can-ibuynow-74755/

Q:Sir/Madam,My name is Gulam Khan. I am an Indian teacher at Kingstree High School, Kingstree, South Carolina. I have been sponsored by TPG (Teachers Placement Group). I arrived in the U.S. on July 27th, 2022 and have started working with the school.While in India, the TPG officials informed us to take health insurance with IMG. I don't know how to proceed to register for the insurance. Please guide me to register for the insurance.Kind regards,Gulam Khan

A:
If you are on J visa. you can purchase Patriot Exchange insurance otherwise you can purchase Patriot America Plus insurance as long as your residence country is outside US.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/i-am-indian-teacher-at-high-school-sponsored-by-tpg-teachers-placement-group-need-insurance-29136/

Q:Hi,I would like to get insurance for dependents. I have chosen ExchangeGuard Essential Insurance. Is it possible to divide payment into quarters, i.e. to pay every 3 months?

A:
You can purchase insurance for 3months and then extend for whatever duration you want. Advantage of extending the insurance ExchangeGuard insurance
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/insurance-for-dependents-exchangeguard-essential-insurance-is-it-possible-to-extend-the-insurance-19155/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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