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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My name is Marco Jimenez, I will be a visiting student from a short period of time (three months) of the University of Arizona. One of the requirements for acquiring my J-1 visa is to have a medical insurance that meets these requirements (as you probably know) - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000 - Deductibles not to exceed $500 per accident or illness I was wondering if the Visitor Secure plan met all these requirements and/or which parameters I should modify in the buying section in order to meet them.

A:
Unfortunately, the visitor secure plan is not available to a J visa holder nor is it compliant with the requirements set forth by the U.S department of States. There is a plan called Atlas Exchange that is available for purchase that will meet these requirements. You can also find additional plans using in the J Visa Health Insurance sections of the Insubuy website.
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Q:Hi - I am a US citizen but currently living abroad, my husband and I will be vising home for 10 days in October and want to make sure we have insurance in case of emergency. We purchased Safe Travel USA Cost Saver from you for our last trip. Want to confirm if this is still the right one for our situation. If not, can you please recommend another plan? Travel Dates - 10/1 - 10/10 We will stay in California the entire time. Thank you!

A:
Eligibility has changed for Safe Travels USA Cost saver plan. You can't purchase insurance for USC whose home country is outside US and visiting US for a short period. But we have other plans like Diplomat America plan that you can purchase. Need to do separate application for US Citizen and Non US Citizen. Please feel free to contact us if you have any further questions.
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Q:I am a full-time student in NY and I need a health insurance asap. I am a non-US citizen, Italian, 31 years old, a holder of a working visa O1. So no student visa. I am a taxpayer in the US. My college requires that the insurance is: ACA compliant, has a complete year round coverage, based in US, covers inpatient and outpatient medical care and mental health care within 50 miles of the Fashion Institute of Technology. including routine, urgent and emergency care.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, we don't have any insurance that meets your school requirements. The pans available on the Insubuy website are not ACA compliant.
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Q:Good Afternoon, l'm an international student at Towson University and I'll like to know if my schools minimum health insurance standards meets any of your insurance plans.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, we don't have any insurance that meets your school requirements. You need to purchase insurance from your school.
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Q:I purchased health coverage for my mother (attached below). Now, I am planning to buy a six month coverage for my mother. I was wondering if you provide any discount for returning customers.

A:
Unfortunately, this premium is regulated by Govt. We can't give any discount. Please use the article below for the further information. Best Visitors Insurance You can visit our website and enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. We can process the application over the phone also.
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Q:I need to buy visitor insurance for my parents who are visiting USA this week. I just need to know if you guys offer cash less hospitalization?

A:
Yes. We have many Comprehensive insurance plan that participate in the PPO network. Please read the Cashless Visitors Insurance article. If you provide insured person age, travel dates, which state do you need coverage will be glad to send you quote by an e-mail. Meantime, please visit our website and enter appropriate criteria. You will find many plans and you can also compare them side by side. We will call you very soon.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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