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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am taking a cruise from port Canaveral usa to the western Caribbean on Feb 22- Feb 29 and I am looking for a travel insurance that will cover my pre existing condition if I were to have an acute attack while traveling. Also repatriation if needed. I am a 65 year old female

A:
Most of the Trip plans available on our website will cover pre-existing conditions as long as the plan is purchased within a certain number of days of the initial trip deposit. The number of days range from around 15 days to 30 days depending on the plan you choose. Trip Insurance
{{currentOrigin}}/answers/travel-insurance/cruise-travel-insurance-with-pre-existing-condition-coverage-88690/

Q:My dad needs to travel to the US for 15 days (exact dates to be determined). He is 70 years old and he has a preexisting medical condition called myositis. Do you have a travel medical insurance suitable for him? If so, can you provide me with a quote?

A:
Thank you for your interest in purchasing insurance through us. In general, insurance will pay for new sickness, injuries or accidents that may occur after the effective date of the policy. However, we have some plan which provides coverage for an acute onset of pre-existing conditions. Please find more information here You may also visit our Visitors to USA section here Please enter appropriate criteria. You will find many plans, narrow by with an acute onset of pre-existing conditions. Please review certificate wording also. Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/visitors-insurance-usa/health-insurance-for-visitors-to-the-us-pre-existing-conditions-57474/

Q:I will be traveling for one year throughout Europe and possibly other countries outside of the US. I could possibly stay in one area for up to 90 days at a time. I do not have health insurance in the US. I am 45. Which policy would be best suited for my needs?

A:
If you are not applying for the schengen visa you can purchase any of the plan from our Travel Outside USA section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide your travel dates, what policy maximum you want and will be glad to send you quote by e-mail as well.
{{currentOrigin}}/answers/international-travel-insurance/travel-in-the-schengen-zone-51732/

Q:I WOULD LIKE TO BUY TRAVEL INSURANCE FOR MY GUEST FROM USA. THEY ARE TRAVELING INDIA IN FEB 2020. THERE WILL BE 2 ADULTS. I WANT AN INSURANCE, WHICH CAN COVER UP TO 50000 USD.

A:
f you are needing a plan for someone coming to the US on a visitor's visa then you will find the plans here. If you are looking for coverage to travel outside the US then the correct section can be found here. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/visitor-medical-coverage-for-travel-abroad-84692/

Q:I am taking a cruise from port Canaveral usa to the western Caribbean on feb 22- Feb 29 and I am looking for a travel insurance that will cover my pre existing condition if I were to have an acute attack while traveling. Also repatriation if needed. I am 65.

A:
Most of the Trip plans available on our website will cover pre-existing conditions as long as the plan is purchased within a certain number of days of the initial trip deposit. The number of days range from around 15 days to 30 days depending on the plan you choose.
{{currentOrigin}}/answers/holiday-insurance/trip-insurance-with-pre-existing-conditions-coverage-12589/

Q:I am a US citizen (currently living in India with my wife) am likely to visit New York, USA with my wife (an Indian citizen). While I am 62 year old, my wife is 60. We are looking for Health insurance quotes for both of us during our intended stay in the USA from 2nd Dec to 28th Dec 2019 for a coverage between $130,000 to $200,000. May I request you provide the quotes.

A:
We would be glad to assist. Because you and your spouse have differing citizenship, you will need to be on individual policies. We have sent 2 quotes, the first for you and the second quote for your spouse in a separate email The plans available to you as a U.S. citizen visiting the U.S. are limited and the plans available do not offer policy maximums between $130,000-$200,000. Therefore the quotes were sent with $100,000 policy maximums. The next higher policy maximum on the plans available to you would be $500,000. Your spouse will have more options, and while we sent her quotes at the $100,000 policy maximum as well, you can choose from higher policy maximums for her if you choose. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/differing-citizenship-in-visitor-medical-coverage-96494/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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