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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, my parents have Atlas America visitors insurance. Would flu and Covid vaccines be covered under them?

A:
Unfortunately short term plans do not cover preventive care such as vaccines and are mainly reserved to cover new illness or injuries.
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Q:Does First Health have an urgent care clinic or hospital near Rancho Mirage, Ca. 92270

A:
Some plans will participate in PPO Networks and the First Health PPO network search for Trawick plans has many provider types that you can use the link provided to search in your area.
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Q:I am looking for a multicountry insurance option for 30 days (visiting 4 countries in a month timeframe). What are the options?

A:
The majority of our plans will cover someone anywhere in the world outside of their home country. We would need additional information as to where you are travleing to and from, your home country, country of citizenship, and what type of insurance you are looking for to advise appropriately. However, each plan should advise through our website where they will cover someone as well as any geographic restrictions the plan may have. If you have any additional questions, please let us know.
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Q:How long does a travel insurer have to review and pay or deny a claim under Virginia law? We were told 99 days which does not seem reasonable.

A:
We would suggested contacting your State Department of Insurance for clarification. You can also reach out to the insurance company directly to see if there is any informaitn with certificate wording for your policy.
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Q:Which plan covers preventive care like vaccines for travelers / visitors.

A:
There is not a plan on the market that will cover cost of preventative care such as immunizations or vaccinations. These will be out of pocket expenses if obtained while in the USA. Plans are designed to cover new accidents and illnesses that did not exist prior to the purchase of the policy.
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Q:I have submitted a claim a few weeks ago, how long does it take to have the refound ??

A:
For claims related updates you would want to reach out to the claims department directly. Their phone number is located on the back of your ID card. You can also find more information in the certificate wording for your policy that will prvode informaion about the claims process.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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