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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am planning to travel to China Nepal and India in July and I am traveling with total of 13 Travelers I would like to know if we get the group coverage with a limit of $1 million, is it for each individual traveler $1 million limit or is it for the group Total limit of $ 1 million. Also online application has choice of only one Country to choose for Travel whereas I am Traveling to 3 Countries. So how do I get coverage for all the countries even though in online application I have choice for only one country. Please write back to me with this info.

A:
You can purchase Atlas International group policy using link below, Kailash Mansarovar Yatra Travel Insurance Answer for your questions below: 1. Whatever policy max. you choose that is per person. It's not for the whole group. 2. You can select primary destination as China then we will add other destination manually or you can also add from our current client zone section using link below, HCC Update Visa Letter Destinations Please feel free to contact us if you have any further questions.
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Q:I am visiting scholar. Please provide the cheapest insurance type that suits the following requirement. (f) Insurance: Exchange visitors are required to have medical insurance in effect for themselves and any accompanying spouse and minor children on J visas for the duration of their exchange program. At a minimum, insurance coverage shall include: (1) medical benefits of at least U.S. $100,000 per person per accident or illness; (2) repatriation of remains in the amount of U.S. $25,000; and (3) expenses associated with medical evacuation in the amount of U.S. $50,000. A policy secured to fulfill the insurance requirements shall not have a deductible that exceeds U.S. $500 per accident or illness, and must meet other standards specified in the Exchange Visitor Program regulations, 22 CFR Part 62.14.

A:
We have many plans that meets J1/J2 visa requirements. You can purchase Atlas America plan. You can also find various plans at the J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I AM A BANGLADESHI CITIZEN. PRESENTLY I LIVE IN TEHRAN (IRAN). I LIKE TO VISIT NETHERLANDS. IF I PURCHASE YOUR POLICY IS IT COVER FOR SCHENZEN VISA REQUIREMENT.HOW LONG IT TAKE TO SEND MY PRESENT ADDRESS (TEHRAN, IRAN ) .THANKS IN ADVANCE

A:
Thank you for contacting Insubuy for your insurance needs. The plans will automatically send you virtual copies of your document that you will be able to access immediately after purchase. As we are not familiar with the Iranian postal system, we cannot estimate the arrival time for your physical documents. If you need any further clarification please feel free to contact our office.
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Q:I am looking for an insurance for my wife who is going to travel from India to New Jersey for a period of 2 months., She is 18 weeks pregnant now. I would like to know the best suitable insurance coverage for her stay. Could you please advise if any insurance that covers the pregnancy in 2nd trimester. To be clear that, I just need some insurance that covers, if she feel tired, vomit, fever or some other symptoms because of pregnancy (or normal case). She will back to India before her 26th week of pregnancy.

A:
Please look at Atlas America It will cover only the complications of pregnancy up to 26 weeks of pregnancy. It will NOT cover any normal, routine or expected expenses related to pregnancy. Please read the policy details carefully.
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Q:Are the quotes negotiable?.

A:
The rates are regulated by govt. so unfortunately this rate is not negotiable. Please read here for more information. Please feel free to contact us if you have any further questions.
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Q:I am 7 months pregnant and already in the US on visitors visa. do you have any insurance policies that can cover me? if yes, please give details and the next step to follow. hoping to hear from you soon.

A:
There is no plan for an international visitor which covers pregnancy if you are already pregnant.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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