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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am attending UCF this fall semester and I am interested in your insurance. I just want to ask you if vehicle accident insurance is also included in your insurance package.

A:
Thank you for contacting Insubuy for your insurance needs. The plans will cover for any new illness or injury that occurs after the effective date. So even if that injury is in a vehicle it could be covered. If you have additional questions please feel free to contact our office.
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Q:My wife is a J1 exchange visitor (international scholar) at University of Alabama. She gave birth to a child in July 2017 in USA. For this child we have applied for Indian passport, but he doesn't have any visa at present because he is US born. Can we buy Insubuy Atlas Exchange health insurance for the child? I mean we are buying for the mother and hence can we include the child with her?

A:
Atlas Exchange plan is available only for Non US citizen. You have to purchase domestic insurance for your baby.
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Q:I am currently a student at the University of Chicago. For the past two years, I have been subscribed to the university U-Ship plan, but I have never used it, and the plan costs quite a lot. I have been searching for alternatives recently and wanted to ask if the Student Health Advantage Platinum plan will be eligible to waive the University insurance requirements?

A:
Unfortunately, there is no plan that you can buy outside of the plan offered by the university that will meet their requirements. Please let us know if you have additional questions.
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Q:In order to receive a student visa from the Chicago Consulate of Spain, I must get health insurance with this criteria: "Proof of health insurance with international coverage for the intended period of stay in Spain at a minimum of 30,000 euros (or its equivalent in US dollars) and necessarily including Repatriation Coverage." I'm interested in purchasing Atlas International with a $0 deductible for a 10 month stay (totaling 299.97 USD). Will this package meet the criteria listed above?

A:
Thank you for contacting Insubuy for your insurance needs. Yes, the Atlas International plan does meet all of the Schengen visa requirements. If you need additional assistance please feel free to contact our office.
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Q:I want to buy the insurance for getting the European visa that covers schengen area. I am going from August 22th to September 11th. I saw the offer for a little bit more than $20 and I would like to know how I should proceed with the payment and when I will receive the insurance card to present to the visa office.

A:
Thank you for contacting Insubuy for your insurance needs. Once you have decided what plan you want from the Schengen visa section of the website then you click on purchase to enter your information into the application. Once you have completed the process you will receive an email confirmation that will provide you with your policy documents. If you have additional questions please feel free to contact our office.
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Q:We are a couple from Serbia on J1/J2 visas and we are looking for a health insurance that meets J1/J2 requirements. We are 30 and 28 years old. It would be great if you could send me couple of propositions/quotes? Thank you in advance!

A:
We provide many insurance plan that meets standard J1/J2 visa requirements. If your school has any specific insurance requirements you can send us in pdf attachment. Otherwise you can purchase any of the plan from our J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide your travel date, which state do you need coverage and insurance requirements will be glad to send you quote by e-mail. Please feel free to contact us if you have any further question.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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