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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I cant find In network providers in Herndon, VA. I searched for within 25miles. Product Name: Safe Travels EliteCertificate Number: 1485515Reference ID: S733891281

A:
We searched your zip code and within a 25 mile radious found under all providers, 32,718 providers. I am not sure if you are stating you could not find any in network, or they were stating they would not accept the insurance. (These are 2 completely different things). If a provider is in network but states they do not accept the insurance, it means they want you to pay them upfront and you would then file a claim for reimbursement. As long as the treatment or services are for covered expenses, you would be reimbursed per your policy limits and benefit levels. The provider is choosing not to direct bill which is up to each individual providers office. If you have any additional questions, please let us know.
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Q:My son will go to NC for summer. He will stay there for about one and half month. He is a boarding student in United Kingdom. I am wondering what insurrance I can buy for him to cover his stay in US

A:
You can run a quote through this link for our Visitors to the USA plans: /visitors-insurance/ We would recommend a comprehensive plan. When you run a quote you will first see our limited benefit Fixed coverage plans, but as you scroll down the page will see the Comprehensive plans. These plans will cover more of the cost of covered expenses. If you have any additional questions, please let us know.
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Q:Hi There - Planning to travel to India(2 adults India citizenship and 1 kid 13 years old US citizen), and trying to see if i can get Travel Medical insurance. Please, let me know. Just want to be safe. Have a transit at Qatar too for 3 hours. Please, let me know the cost and packages around it. RegdsRajesh

A:
You can run a quote through this link for our Travel outside the USA plans: /travel-health-insurance/ However, you and your spouse will be on one policy, and you will need a separate policy for the U.S. citizen. It will not change the cost as it's a daily rate based on age, however, some policies will ask citizenship per person and some will not. If you have any additional questions, please let us know.
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Q:Would you cover MRI or CTScan while in USA?

A:
Only if it were ordered by a licensed medical professional for a covered expense. Plans cover for new illnesses and new injuries that occur, manifest, or are contracted after the effective date. They do not cover for preventative care, routine maintenance, or pre-existing conditions. Some plans do cover for acute onset benefits of pre-existing conditions. Here is a link to explain that benefit: /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you have any additional questions, please let us know.
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Q:We are visiting the States next week for 42 days and need health insurance while we are there. 7 of our 8 family members are US citizens but none of us have US residency, we are permanent residents in Hungary. Can you please tell which which plans are available to us? Thank you!

A:
This plan will cover U.S. citizens who live abroad visiting the U.S.: /patriot-america-plus-insurance/ However, you would need to do a separate policy for the non U.S. citizen. Same plan just an individual policy as the application will ask country of citizenship. If you have any additional questions, please let us know.
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Q:My husband is starting his graduate studies in the US. I am going as a J2 dependent for the duration of 2 years. I am pregnant and seeking to buy insurance that will cover maternity expenses including birth. I have yet to find any. Are there any health insurance for incoming expats that cover maternity care?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the only type of insurance that could offer such coverage would be under a domestic plan. There isn't a product available outside the domestic marketplace that could offer such coverage for a traveler to the United States. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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