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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, My parents (Father - 74 & Mother - 67) are visiting me from India. I live in Columbus OH. They do not have any pre-existing conditions (Father is pre-diabetic which is common in this age). I would like to buy health insurance that can be used in hospitals/clinics in Columbus (in the case of emergency). Can you offer some sample plans. They will be here from Nov 24 until April 22 2022. I want good coverage when they are staying here.

A:
For your father, you can consider Safe Travels USA Comprehensive. For your mother, you can consider either Safe Travels USA Comprehensive or Patriot America Plus insurance. Also, I recommend that you purchase initially for 2 or maximum 3 months and extend it before it expires. It is not recommend to purchase for the entire 6 months at once.
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Q:I am Traveling at the moment in Jamaica and i Will travel to the United States at the end of the month. How can I buy a coverage that covers both these places? Thank you

A:
You can run quotes through this link for available plans for Visitors coming to the U.S.: /visitors-insurance/ If you have additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/traveling-jamaica-travel-united-states-coverage-55478/

Q:Hello, What health insurance options do I have for someone who has a I-485 pending?

A:
You can consider purchasing Patriot America Plus Insurance or Safe Travels USA Comprehensive Insurance until I-485 is approved.
{{currentOrigin}}/answers/other-insurance/hello-what-health-insurance-options-do-i-have-for-someone-who-has-a-i485-pending-14162/

Q:Hi, I am not able to enter the full surname as it appears in the passport in the text box while filling in the insured details. Please let me know what to do.

A:
You would need to enter in as much of the name that the space allows. Then after purchase, you can login to your My Account and submit the name correction. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/surname-passport-insured-27227/

Q:Hi I was robbed about 3 weeks ago. Im just noticing now cause I was budgeting and searching for my cash. The event took place at this Airbnb/Hotel in Rome. A cleaning person came in and I was advised no cleaning person was to come in that day and someone did. The other occurrence it could of been was that same place when they kept my luggage somewhere safe after checking out cause my flight was later on .It was 2000.00 stolen Can I file a claim for this.

A:
You can log into your my account and under claim forms file a claim for reimbursement. If you are having issues filing it you can always call the number on the back of your ID card for more assistance regarding it.
{{currentOrigin}}/answers/travel-insurance/filing-a-claim-for-theft-73290/

Q:My mother is 66 years old and has had hernia operation 4 months ago and has recovered since.She is planning to come to USA and stay for 3 months. If she gets any pain, would treatment for the pain be considered pre existing condition? If so, will insurance cover it?

A:
If the pain were related to the previous hernia or operation it would be looked at as a pre-existing condition. Anything known or unknown that were contracted in the body prior to the effective date would be known as a pre-existing condition. Coverage would be determined at the time of service based on the attending physician notes and lab report, as per the certificate wording of the plan. Should you have additional questions you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/pre-existing-condtion-coverage-for-pain-related-to-previous-injury-49387/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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