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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am coming to USA from U K in mid June for 30 days to visit family and friends. 4 months ago I was diagnosed with the very early stages of Altzimers . I have no effect and the only medicine I a 5mill tablet of Donepezil. Will this affect my travel medical inurance?

A:
Thank you for contacting Insubuy. The plans will still cover you for any new illnesses or injuries that occur after the effective date, However Routine maintenance or treatment of a degenerative pre-existing condition would be excluded.
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Q:I am planning to visit Malaysia. I wonder if decided to go to Ayurveda treatment will the Tvravel insurance will cover it?

A:
The plans will not cover Ayurveda treatment. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/visit-malaysia-ayurveda-treatment-tvravel-insurance-cover-46452/

Q:If i purchase a travel ins that covers covid 19, where would it show to proof to my cruise that?

A:
Most plans provide a Visa Letter to show proof of coverage. You would login to My Account on the Insubuy website to access that document. If you have any additional questions, please let us know.
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Q:I am seeking medical insurance for emergency for my 38-year old daughter (a US citizen living in the UK) for the next two weeks.

A:
You can find plans for visitors through this link: /visitors-insurance/ When you enter in Citizenship in the quote screen as U.S. it will narrow down the options to the plans that will cover a U.S. citizen living abroad who will be visiting the U.S. If you have any additional questions, please let us know.
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Q:My visitors insurance was purchased for 6 months with deductible of 250. I used insurance in the first six months and also met the deductible. In case of extension of the same, do I need to meet the deductible again before the coverage starts?

A:
The deductible is one time per policy period. If you extend your coverage, you are still within the same policy period. A poilcy period for your plan will not exceed 364 days in total. If you have any additional questions, please let us know.
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Q:ME &MY WIFE TRAVELLING USA &CANADA FOR 58 DAYS.MY WIFE HAS BP,UNDER GONE BOTH KNEE SURGERY,GALBLADDER SURGERY &HAV tachycardia ONCE

A:
Plans for visitors cover for new illnesses and new injuries that manifest or occur after the effective date. They do not cover for preventative care, routine maintenance, or pre-existing conditions. Some plans have any acute onset benefit for pre-existing conditions, however, that is not coverage for general pre-existing condition care. /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-cancellation-insurance/travelling-usa-canada-knee-surgery-galbladder-25701/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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