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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Vision insurance- Is it included in my plan? Hello, Dear, Recently, my son usually said he felt pain in his eyes. because he has ametropia in his eyes, he often felt pain in his eyes after he have taken his pool swimming in PE class. I doubt the ametropia in his eyes becomes worse than before. Maybe he need to change a new glasses for his eyes. So I want to take him to shopko vision store to have his eyes overall checked, and want to know whether the medical Insure i purchased in IMG can cover the eye check and glasses. I hope IMG can help us share some economic burden. Thanks, Best Regards,
Q:US citizen returning to USA for summer camp, lives in Russia Hello! I'm traveling to USA this summer with my daughter who is a US citizen but we live in Russia. She is going to attend a summer camp for a week and they need her to have a medical insurance. I was reading on your website but I'm still unsure what policy to chose. Could you please point me in the right direction?
Q:Deductible questions for medical insurance Planning to buy Atlas America Policy for my visiting parents at USA, regarding deductible I found this statement "Per policy period deductible: You pay the deductible only once during the entire policy period, irrespective of how many times you get sick or injured during the policy period" My Question, our plan is go to month over month renewal of insurance. So the certificate period change every month. Eg: if I take insurance for whole June, I am responsible for 100 dollars deductible and if extend to July I am still responsible for 100 dollars deductible irrespective of I already paid/consumed deductible in June? Please clarify.
Q:Parents visiting USA; Insurance needed Hi, I am looking for the right travel insurance for my parents who will be visiting me soon. Both are under 60 years of age and are currently healthy. My father underwent an Angioplasty procedure in April 2015 and there has been no incident since then. I am looking for a medical insurance that will especially cover my father in case he has a condition related to his heart and needs to see a doctor immediately. Does this insurance also cover an issue during the journey to and from the US?
Q:Help with travel insurance for parents visiting USA I am looking to buy travel insurance for my parents who are already here in the US (ages 68 and 64). I want to buy the Atlas insurance that covers pre existing conditions for 5 months. What are the hospitals covered under this insurance in North Austin? Thank you for your help with this
Q:Insurance for Parent With Heart Disease visiting USA I am planning to buy insurance for my father who is visiting from India in June. My father suffered a heart attack in November 2009 for which he was treated with angioplasty with stent placement. I would like to understand which insurance will cover him if he suffers another heart attack in the future while he is in United States or traveling to United States? Will it be covered as a preexisting condition or as a regular emergency situation? Based on the above, could you please let me know the policy to apply for?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
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You don't need to purchase travel insurance for every trip.
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