There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents will come to visit me but they may also travel to other states in US. I wonder whether the insurance can cover other states in addition to the mailing state?

A:
Yes, the plans for visitors will cover them in all states. If you need additional information please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/coverage-area-in-visitors-to-the-usa-insurance-plans-47808/

Q:I want to buy a travel insurance by the Internet. Will I take it by the e-mail or just by mail? How long It will be to take the insurance by the mail?

A:
Thank you for contacting Insubuy for your insurance needs. Depending upon the plan you purchase, you will receive document by email and mail. The confirmation email containing your virtual policy documents will arrive within minutes of your purchase . Documents arriving by mail typically arrive within 7-10 business days via USPS mail, if documents are going to be delivered to another country it will add additional time according to your local post services.
{{currentOrigin}}/answers/visitors-health-insurance/policy-document-delivery-time-in-visitor-insurance-plans-95356/

Q:I checked the comprehensive plans for international students. In patriot exchange program with 500,000 policy maximum. When you said I need to pay 100 deductible per visit. Did you mean no matter how many times I go the doctor no matter how much they charge me I need to pay 100$ per visit? Or you mean if I paid 100$ for the 1st time I go to my doctor. When 2nd time I go there I don't need to pay it. Am I right?

A:
Thank you for contacting Insubuy for your insurance needs. The deductible on the Patriot Exchange Program will be per incident, so for every new incident you will pay a $100.00 deductible to the provider, as the deductible is per incident. Please feel free to contact our office if need any further assistance.
{{currentOrigin}}/answers/f1-visa-insurance/per-incident-deductible-in-patriot-exchange-program-76566/

Q:We have a guest coming to Singapore from Iceland in March. Is it possible for us to purchase the travel insurance on behalf of the guest?

A:
Thank you for contacting Insubuy for your insurance needs. You are able to purchase on behalf of your vising guest. Please use the link below to find plans that would be available for your guest. - Travel Outside USA
{{currentOrigin}}/answers/visitors-health-insurance/purchasing-insurance-on-behalf-of-insured-49656/

Q:We ( myself and my wife ) are from Bangladesh, staying in USA at present as Tourist with B1 / B2 visa. We don't have Social Security. My wife is pregnant, due to give birth end April, by C-SECTION. Please suggest what insurance plan you can offer for her to cover the hospital charges.

A:
Thank you for contacting Insubuy. Unfortunately, there are no plans on the market which will cover pregnancy for a visitor to the U.S. The plans are designed to cover only any new illness, injury or accident which occurs after the effective of the policy. If you have any additional questions please let us know.
{{currentOrigin}}/answers/visitors-insurance/emergency-delivery-maternity-coverage-for-visitors-to-the-usa-85870/

Q:Please help me find right medical coverage for my parents who will be visiting me for few months . Based on the below details please recommend me good plan.My dad is 70 years old and have some preexisting conditions and my mom is 63 with no preexisting condition. I live in California so if any plan has state limitation please let us know Travel details - ( 03/01/2016) - (07/16/2016) Looking for comprehensive coverage policy with higher policy maximum. My dad's preexisting condition include blood clot few years back , had Angioplasty and Angiography. Currently on blood thinners and medication on Cholesterol. Border line Diabetes.

A:
Thank you for contacting Insubuy for your insurance needs. There are plans that would be available for your parents during their visit here into the United States. The plans available will cover any new accident or new illness that occurs after the effective date of the policy. Please use the link listed below to the recommended plans that would be available. For your father I would recommend a plan called Patriot America and for your mother I would recommend a plan called Patriot America Plus. If you have any questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/travel-medical-insurance-for-seniors-visiting-the-usa-with-preexisting-condition-coverage-62853/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More