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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm a F1 student currently on OPT visa trying to apply for the Patriot Exchange Program from now until the end of january. I have few questions about the insurance: 1. How much does the plan cover for in network doctors or out of network doctors? 2. How much does the insurance cover for dental? 3. If a need an emergency surgercy during the period of coverage, how much will it be covered? 4. does this insurance cover gynecologist? 5. Is there an 24/h emergency number I can reach out once I purchase the policy?
Q:I am looking for a year long insurance coverage while I do a year long stay on a visitor visa in France. For the embassy I need a letter from my health insurance stating proof of coverage for medical expenses up to $40,000.00. What insurance do you recommend and are you able to provide this letter?
Q:I am an exchange student from China and my visa is J1 and my category is student with non degree. I am 20 year old and studying in Colorado school of mines in Golden Co 80401 for one semester. Because I am an international student sponsored by Chinese government so I can choose another health insurance. I just stay in America for 4 months so could you please give me one which is the most cheap and also meet our school insurance policy FOR THE 2016 2017 PLAN YEAR To determine if your current plan qualifies to waive enrollment in the SHIP your plan must meet each of the following coverage requirements has a lifetime maximum benefit of at least $2,000,000 with no yearly or per condition maximum benefit that would reduce coverage includes participating health care providers in the Denver metro area for both emergency and non emergency health care services includes prescription drug benefits provides at least 20 outpatient visits for mental health care services and provides at least 30 days of inpatient mental health care services including emergency psychiatric admissions coverage is in effect on the first day of classes without any waiting period or pre existing condition exclusion and will remain in effect for the 2016 2017 academic year has an individual deductible of $6600 or less and has coverage while traveling abroad if current plan does not have this coverage students must purchase additional travel insurance.
Q:I would like to purchase visitor care and plan on visiting the US twice: first, for one month from October to November. second for 1 month in January. I would like to return to my home country in between these periods. Will my insurance remain for that time, or expire when I leave? Also I tried to apply for the visitor care, but the options did not have my home country-Nigeria listed? Why is that?
Q:I am a South African citizen and my wife is a US citizen. We have a 11 week old baby who will have US citizen in a few weeks. We plan on immigrating to the United states in June 2017 as I have just had my IR-1 immigrant visa (green card) approved.. We will stay for about a month and a half in New Hampshire before moving on to our final destination, Honolulu. I need to have my wife and baby covered during our time that we travel from South Africa to our final destination plus a little more to be on the safe side. Let's say for about 3 months to be safe. I am not looking for coverage for myself, or do you also cover non-US citizens? Please assist me with this or direct me to the relevant department.
Q:My mom is coming to stay for 1 month vacation from the UK.She is 71 years old with a pre existing condition,she has a cardiac defibrillator implanted ,and has had no heart problems since she had the surgery 3 years ago.She is also diabetic on oral medication,and is registered disabled due to chronic back issues since age 24,all that being said,she is stable and has had no hospital admissions since her surgery for the implantable device,and had had none prior to that since childbirth.She visits us every year for a month,but is not able to use her usual insurance company due to her current age.Would you be able to cover her,and what would the quote be?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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