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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Surrogate pregnancy coverage We are Australian citizens. We are going to have our second child via a surrogate in the USA (probably Texas). The surrogate will have her own medical insurance to cover her and the baby during the pregnancy. However, as soon as the baby is delivered, she (yes- it will be a girl) will be a US citizen but we will be her legal guardians- ie our names will appear on her Birth Certificate. We seek insurance to cover the baby from birth to include any eventuality that may occur with a newborn baby. Please advise if this is something you are able to arrange for us. I look forward to your response.

A:
No such insurance is available from any company. If parents are not covered under the insurance already, the child will have to go through physical examination after she is 6 weeks old. And insurance will be provided if she does not have any problems. Please feel free to contact us at any time if you have any other questions.
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Q:Pregnancy coverage for L2 visa holder I am on L1 Visa. I am looking for a health plan that covers maternity cost as my wife is already pregnant. She is on L2 visa. Please let me know if I am intitled to get one, along with the quotes.

A:
If she is already pregnant, there is no product available from any company anywhere that would cover her pregnancy.
{{currentOrigin}}/answers/other-insurance/pregnancy-coverage-for-l2-visa-holderi-am-on-l1-visa-i-am-looking-for-a-health-plan-that-covers-mate-66726/

Q:Motor vehicle insurance while traveling to USA We are a group of nine travelling from Australia to America during May/June 2007. Due to certain limitations imposed by our current travel insurance, we are seeking additional specific medical coverage for the period 13 May to 14 June 2007. The coverage required is "medical coverage for injuries/death resulting from motor vehicle accident" whilst we are in the United States. No other coverage is required as it is already covered by our current travel insurance. The ages encompassing our group are: 40-49 2 50-59 5 60-64 2 Please reply initially to the above email address. Thank you for your time. Regards,

A:
You can purchase Atlas Group health insurance for this group. It is available for instant purchase at /international-travel-group-medical-insurance/ You can get all the details, get instant quotes and make instant purchase online.
{{currentOrigin}}/answers/group-travel-insurance/motor-vehicle-insurance-while-traveling-to-usawe-are-a-group-of-nine-travelling-from-australia-to-am-16110/

Q:Kindly Advise As To What Our Options Are OUR COMPANY DO BUSINESS IN VARIOUS AFRICAN COUNTRIES (ZIMBABWE, CONGO etc) WE HAVE PERMANENT EMPLOYEES BASED IN THE VARIOUS COUNTRIES THAT REQUIRE MEDICAL INSURANCE. KINDLY ADVISE AS TO WHAT OUR OPTIONS ARE.

A:
Thank you for your interest in purchasing permanent employees medical insurance. We have various options available, listed at /expatriate-health-insurance/ On that web site, you would be able to get instant quotes, compare the products side by side and make an instant purchase online. If you are looking for group insurance, look at various options at /international-long-term-group-medical-insurance/ You can fill the 'Request Quotes' form to get the customized proposal for you. Please let me know if you have any other questions.
{{currentOrigin}}/answers/expatriate-medical-insurance/kindly-advise-as-to-what-our-options-areour-company-do-business-in-various-african-countries-zimbabw-57211/

Q:Reside prime maternity expenses I'm interested in your Reside Prime insurance coverage, but I have a few questions about the maternity coverage. I see that you cover up to $7500 per pregnancy. What if there are complications? Is that counted under the maternity limit or the normal medical limits? Also, I see that newborns are covered for 31 days. If an application is completed for the newborn before the 31 days is up, will he/she be automatically covered from there on? Thanks for answering my questions.

A:
All maternity expenses are covered up to $7,500, even if there are complications. New born will have to go through underwriting as well in order to be covered after 31 days. You can purchase online at /expatriate-health-insurance/ If you have any other questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/expatriate-health-insurance/reside-prime-maternity-expensesim-interested-in-your-reside-prime-insurance-coverage-but-i-have-a-fe-48830/

Q:Worldwide medical insurance I am a dual canadian, american citizen who is interested in buying your global medical insurance. What are the rules for what country I should list myself as when purchasing the insurance online? Thank you,

A:
You should consider yourself as US citizen for looking at the rules. Therefore, you can't get coverage for more than 6 months in 1 year in Global Medical Insurance. You can make instant purchase online at /expatriate-health-insurance/ Please let me know if you have any other questions. Okay another question for you. If I'm going to be in the US for the first 6 months and then leaving for the 2nd 6 months is that alright? That's not alright. You must be out of US for first 6 months in order to get any US coverage. If you would like to get short term insurance in US first, look at short term health insurance
{{currentOrigin}}/answers/international-health-insurance/worldwide-medical-insurancei-am-a-dual-canadian-american-citizen-who-is-interested-in-buying-your-g-51929/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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