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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for a travel insurance company that will cover me for a climb of Mont Blanc (using Adventure Consultants) The insurance needs to cover the use of fixed ropes, crampons and ice axe and an altitude of 4810 meters. I am a 35 year old Australian female living in Dubai, UAE.

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan than can cover your climb called Atlas International. If you have any question pleas feel free to contact our office.
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Q:Can I pay for my Travel Insurance in Indian Rupees by Internet Banking to Atlas Travel Insurance Company, for Pleasure Trip to USA of 123 Days

A:
Thank you for your interest in purchasing insurance through us. You can use either credit card or debit card. You can't e-check using your bank account. Atlas America brochure, instant purchase link You can also compare this plans with others at www.insubuy.com Please feel free to contact us if you have any further questions.
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Q:I would like to quote a travel insurance for my mom to the united states from 7/7/2016 to 10/01/2016, birth ate 01/06/1951. Home country is Brazil. I found the visitor secure option that we would like to do this.I also notice that there is another type of insurance called atlas travel? Would like to understand the differences among the two plans- as the prices varies a lot.

A:
Thank you for your interest in purchasing insurance through us. Visitor Secure is fixed coverage plan means after you pay the deductible (per incident) insurance will pay fixed amount. You can read how plan works here. Atlas America is a comprehensive plan which is very similar our domestic short term insurance means after the deductible plan pays 80% you pay 20% for first $5000 of medical expense then 100% to policy max. and if you go in the ppo network who billed directly then 20% co-insurance will be waived. We have sent quote in a separate e-mail so you can compare them side by side also. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Do these insurance require medical examination for the insured people ?

A:
There is not a required medical examination for the proposed insured. You can simply go to the quote and make your purchased online.
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Q:I will be a visiting scholar in Virginia Tech, and my wife and daughter(7 years old) will go with me, I want to know which plan for we three can meet the new J1 Visa requirements of Virginia Tech, What is the price? Thank you.

A:
We have many plans that meets standard J1 visa requirements. But Virginia Tech has some waiver form or compliance form that we need to sign whenever you purchase insurance outside VT. Can you please send us compliance form in pdf attachment. If you have only the requirements that you have sent us you can purchase any of the plan from our J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. I would suggest to purchase Atlas America plan. Please feel free to contact us if you have any further questions.
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Q:My fiance and I want to have a family celebration in Chicago. That's where I'm from. He's from England. His father is late 60's and 5 years ago he had a heart attack. He hasn't had any issues since, and he's in good health. He's looked into coverage to go to the US in December, but he can only find very expensive coverage. Around 1,800! I want to know what sort of coverage sod you offer him and my soon to be mother-in-law (she's never had any medical problems)? My fiance and I live in Hong Kong, so I don't have insurance in the States that I can use or get info from. Please let me know what it would cost to cover both of them?

A:
As a broker, we provide insurance from many companies. But unfortunately, there is no short term plan for an international visitor which cover routine maintenance or preventive care for the pre-existing. However, some plans has coverage for acute onset of pre-ex below age 70 yrs. You can find more information at Acute Onset of Pre-existing Conditions on our website. Please visit our website and enter appropriate criteria. You will find many plans, you can narrow by with pre-ex coverage and compare them side by side. Please feel free to contact us if you have any further questions while reviewing the policy information. If you provide their travel date, exact age and which state do they need coverage will be glad to send you quote by e-mail.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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