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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife and I are currently in the US, planning on moving to Saint Kitts & Nevis island when the virus is lifted for us to travel in the next few months to attend medical school for 20 months. We hope to get pregnant soon or by next year. We want student travel insurance that would cover us while we are in the Caribbean for 20 months including maternity care. Also, if we decided to fly from Saint Kitts to Florida to deliver a baby we would want maternity care coverage. We are US Citizens.

A:
We believe the plan below may meet your needs for your specific situation. - Global Medical Insurance There are different coverage levels- Bronze, Silver, Gold, and Platinum. You would have to select the Platinum level for there to be coverage for maternity and that benefit does have a 10 month waiting period. If after reading over the plan information, you have any questions about the coverage, please let us know.
{{currentOrigin}}/answers/expatriate-medical-insurance/global-medical-insurance-for-expatriates-with-maternity-coverage-28531/

Q:My wife and I are currently in the US, planning on moving to Saint Kitts & Nevis island when the virus is lifted for us to travel in the next few months to attend medical school for 20 months. We hope to get pregnant soon or by next year. We want student travel insurance that would cover us while we are in the Caribbean for 20 months including maternity care. Also, if we decided to fly from Saint Kitts to Florida to deliver a baby we would want maternity care coverage. Please let us know as we hope to start effective immediately.

A:
Please look Student Health Advantage Platinum It will cover maternity as long as normal conception occurs after the effective date of the policy. As the insurance plan is designed to cover outside the home country, you can not come back to Florida for the delivery.
{{currentOrigin}}/answers/international-student-insurance/maternity-coverage-for-student-moving-to-saint-kits-nevis-island-29350/

Q:Hello I am writing to inquire about visitors insurance that covers coronavirus/epidemic/pandemic if it happens. Please advise.

A:
You can purchase safe travels USA comprehensive insurance You can be covered if you get sick from Coronavirus as long as you are infected after the effective date of the policy.
{{currentOrigin}}/answers/international-travel-medical-insurance/visitors-insurance-that-covers-coronavirus-epidemic-pandemic-34316/

Q:Shall i buy drugs from Walgreens through this insurance

A:
You have to first pay and then file for reimbursement of eligible claims.
{{currentOrigin}}/answers/visitors-insurance-usa/shall-i-buy-drugs-from-walgreens-through-this-insurance-52849/

Q:What is the refund policy for Study USA?

A:
You can find the refund procedure and rules to Study USA here.
{{currentOrigin}}/answers/international-student-medical-insurance/study-usa-refund-procedure-and-rules-35901/

Q:Are there any service that you guys offer for H1B candidate?

A:
With the H1 visa status domestic is what is required which is typically offer from your employer.
{{currentOrigin}}/answers/other-insurance/h1-candidate-insurance-employer-domestic-39950/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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