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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:For travel insurance medical and cancellation - Canadian Citizen and resident traveling internationally. Can we get coverage if the Canadian Government Travel Advisory is in effect - states to not travel outside of Canada? I see you cover for Covid, but I can not seem to find your exclusions information. Is a Travel Warning or Advisory an exclusion to travel.

A:
If you are looking for medical insurance you can quote plans here. The plans in section of the website have no specific exclusion related to COVID-19 and as long as the illnesses were to manifest in the body after the effective date of the policy, it would be treated as any other eligible expense. Let us know if you have additional questions. You may also reach up at (866) 467-8289.
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Q:am indian citizen was studying in usa and now will be visiting my parents in bahrain for 6 months. would like to take medical insurance including covid 19 during my stay in bahrain

A:
Thank you for contacting Insubuy for you insurance needs. You may quote plans with COVID-19 coverage here. Should you have any trouble you may also call our office at (866) 467-8289. Keep in mind that all the plans on the market are going to cover the new illnesses and injuries that manifest in the body after the effective date. They will not cover pre-existing conditions, preventative or routine care.
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Q:We have a trip planned to Hawaii leaving Dec 26, 2020 for 8 nights. Flights have been paid for (March 2020), and the accommodation has been paid 50% (Feb 2020) - remainder due Oct 30. We are worried about COVID-19 and the possibility of on-going lockdowns at the destination that will impact the trip. What insurance options do you cover for this?

A:
We have insurance options that will allow for the medical coverage for COVID reason outside your home country as long as it were to manifest in the body after the effective date of the plan, but for your situation we would not have a plan that will allow coverage for cancellation due to COVID-19 under a cancel for any reason benefit, because your initial trip payment was made more than 20 days ago. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:I need health insurance (including Covid19) for entry to Thailand. $100,000 cover required. My dob is 21.10.1939

A:
There is not a plan that we offer for individuals 80+ that will have a maximum of $100,000 and COVID-19 coverage, We do however has plans available for a 50K maximum which will offer COVID-19 coverage for your age group. You can view and quote them here. Keep in mind the insurance plans available on the market will cover the new illnesses and injuries that manifest in the body after the effective date of the plan. They will not cover the pre-existing conditions, preventative or routine care. Please let us know if you have additional questions.
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Q:Hi, My mother will be traveling to US in 2021 as green card holder. She is 69 years old. I just wanted to get information about available insurance options I can purchase prior to her arrival?

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous plans available for your mother depending on her situation. If she is immigrating to permanently reside in the US, you would want to purchase a plan here. Keep in mind you may continue coverage under these plans as long as she is not eligible for a domestic insurance plan. If she is just visiting the US and has a permanently resides in another country, you may purchase a plan here. Keep in mind all the plans on the market are going to cover the new illnesses and injuires that manifest after the effective date of the policy. They will not cover the pre-existing conditions, preventative or routine care. Please let us know if you have additional questions or need further assistance.
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Q:HELLO I AM FROM LITHUANIA... AND I NEED GO TO THAILAND, CAN I GET INSURANCE FOR ME....THANK YOU

A:
If you are needing medical insurance for COVID-19 coverage you may view and quote plans here. Keep in mind the plans are designed to cover the new illnesses and injuries that mnaifest after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. Please let us know if you have additional questions or need further assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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