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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel Insurance for Zambia My husband, myself and a younger woman are going to Zambia to live and establish an orphanage. We are inquiring about the most reasonable insurance we can purchase. Thank you for your help

A:
Thank you for contacting Insubuy for your insurance needs. There are several plans that you can purchase to cover you during your travels. Please use the link listed below to visit the Travel outside the USA section to find plans that would be available. If you would like assistance from a licensed agent please feel free to contact our office. Travel Outside the USA: /travel-health-insurance/
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Q:Visitors Insurance for Dual Citizen My daughter has a dual citizen (US and Philippine). She is currently a resident in the Philippines. She is going to the USA to visit me temporarily. Then she will go back to the Philippines. I am a permanent resident of the USA since 2002. Does my daughter qualify for the Inbound USA or Inbound Guest. If not are there packages which she can avail.

A:
Thank you for contacting Insubuy for your insurance needs. As you daughter is a U.S. citizen her U.S. citizenship will take precedence within the states. As a citizen that makes her ineligible for the Inbound USA and Inbound Guest plans. She is eligible to purchase a plan called Liaison Continent A as long as she is visiting and will be leaving the country to return back to the Philippines. Please review the plan details listed below for more information . If you need any further assistance please feel free to contact our office. Liaison Continent A brochure & plans details: /safe-travels-usa-comprehensive-insurance/
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Q:Visitors Insurance for Domestic Partners Me and my boyfriend/domestic partner/civil spouse are planning a trip to the USA and want to purchase an insurance from your company. We do not have an officially registered marriage, so no documents on that and different last names. The question is can we buy one insurance for the two of us or should we get a separate insurance for each of us? We are residents of Ukraine. Trip planned for March 17-April 17, USA only, across the country. No active sports, just tourism. Ages 36 and 39.

A:
Thank you for contacting Insubuy for your insurance needs. When purchasing insurance for yourself and boyfriend you will need to purchase separate policies as you are not legally married. There are several plans that would be available on the Insubuy website. If you would provide the visa type that you will we would be glad to recommend plans for coverage during your visit. If you need any further assistance please feel free to contact our office.
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Q:Medical Insruance For Pregnant visiting the USA Good morning I plan to travel from Poland to USA for tourist reason (B2 visa, I'm not US citizen) up to 3 months. Since I am pregnant I would like to ask if I would find a reasonable insurance that would cover potential basic medical care? I don't plan to birth child in USA. I would buy normal travel insurance, but I would be less stress if i would have also normal medical one.

A:
Thank you for contacting Insubuy for your insurance needs. However, there are no plans on the market that will cover any preventative or maternity related expenses for a visitor into the United States. The available plans are designed to cover only the new accidents and new illness that occur after the effective date of the policy. If you would like to review plan options for any unrelated expenses please feel free to contact our office.
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Q:PPACA compliant Visitors Insurance I am interested in buying travel health insurance with your company. I am a U.S. citizen, and I live in the country of Panama. However, I make two to three, 2-3 week trips to the U.S. every year. If I have coverage with you during those trips, does my insurance qualify as "health insurance coverage� under PPACA?

A:
Thank you for contacting Insubuy for your insurance needs. The short-term plans are not PPACA compliant and will not qualify as creditable coverage. If you need any further clarification please feel free to contact our office.
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Q:Payment by Debit Card for visitors insurance I try to buy a insurance from from inbound USA . but i got stuck in payment. can i use my debit card for payment instead of credit card because i dont have credit card. i came here just one month before.

A:
Thank you for your interest in purchasing insurance through us. Yes. You can also use debit card. If you have any further questions feel free to contact us. I have one more query regarding the payment it is one shot payment or monthly payment . i try to call on 972-985-4400, but could not reach due to network issued. So please can you let me know its one shot payment or monthly payment. You do monthly payment or single payment. In short term plan buying and paying is same thing. So if you want to pay for 1m , select coverage date for 1m. You will receive renewal reminder in the e-mail. So either you renew online or give us a call will renew over the phone. Whenever you renew the policy there will be $5 renewal fee plus your premium. Please call our toll free number at (866)INSUBUY or provide your contact number will be glad to give you a call. Inbound USA brochure, instant purchase link, /safe-travels-elite-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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