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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a resident alien of the US but still a citizen of Fiji, Is travel insurance good enough for me to buy travel insurance for my family's trip to Fiji

A:
Unfortunately, there would not be a plan available that could offer such coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Hi I have been in contact with one of the confirmed covid 19 person. I want to get tested. Is that covered in my policy and what is the procedure to avail it at cvs?

A:
If you go to get a test, you would need to pay for the test out of pocket. The plans will not cover that type of testing. The plans will only cover for medically necessary testing, meaning if someone is ill and they go to a Dr., and based on the person's symptoms a Dr. decides to recommend a test could it be covered. Coming into contact with someone who has Covid does not make getting tested medically necessary. Even contracting it does not. You would have to actually become ill for it to be a medical issue and covered under a medical plan. If you have additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/contact-confirmed-covid-tested-covered-policy-procedure-25154/

Q:Does Covid travel insurance pay for full resort charge per day or just a portion

A:
There are plans that can provide trip delay benefits for quarantine provide coverage in the follow option amounts: $2,000 ($150.00 per day), $4,000 ($300.00 per day), and $7,000 ($500.00 per day) depending on the plan. Those plans can be found here: /covid19-travel-insurance-with-quarantine-coverage/ If you have additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/covid-travel-insurance-resort-26982/

Q:Hello I wanted to make sure I was in the right area to ensure this coverage is for Americans not just international

A:
We have plans that can cover anyone traveling outside their home country, U.S. residents as well as non U.S. residents. If you have additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-insurance/coverage-americans-international-74582/

Q:I am a US citizen living and working in British Columbia and am covered by BC Healthcare. I understand that I need medical coverage while visiting my home in the US. What options do I have?

A:
We have plans that can cover someone anywhere outside their home country. Home country being where you currently reside. However, because you are a U.S. citizen, your options will be limited as to what is available to you. Both of the below plans that can work for your situation, however, we recommend the Patriot America Plus plan first. /patriot-america-plus-insurance/ /diplomat-america-insurance/ If you have additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/citizen-living-working-british-columbia-covered-healthcare-medical-coverage-visiting-76828/

Q:When I buy travel medical insurance (Patriot International) for travel to Mexico, is there any coverage in the US if I return there for a couple of week?

A:
The plan can provide 14 days of home country coverage after 30 continous days of coverage under the plan when outside the U.S. If you have additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/travel-medical-insurance-patriot-international-mexico-coverage-82474/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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