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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am a grad student at Notre Dame and I need a health insurance plan that meets the following criteria: Unlimited lifetime maximum Deductible of $500 or less Coverage of, and at least 80% reimbursement for, inpatient and outpatient care with no daily limits Prescription coverage Coverage for preexisting conditions Local coverage (in the South Bend, IN area) US-based company I also need a health insurance plan for my wife that meets the J2 visa requirements.

A:
Unfortunately, we don't have any plans that meet your school requirements. You have to purchase insurance from your school.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-j2-visa-holder-health-insurance-meeting-notre-dame-requirements-80739/

Q:How can I repurchase the same insurance as last time? I previously purchased Atlas America.

A:
You can log into MyAccount to easily repurchase.
{{currentOrigin}}/answers/visitors-insurance/repruchasing-atlas-america-56310/

Q:I am considering buying the Atlas International medical Insurance. When I purchase, can I automatically get a letter to put with my VISA application?

A:
Thank you for your interest in purchasing insurance through us. Yes. Once you purchase insurance will receive confirmation by e-mail. Which will have link to print id card, visa letter and other related documents. Please purchase $50k coverage with $0ded. Atlas International brochure, instant purchase linkSample visa letter If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/visitors-health-insurance/atlas-international-insurance-for-schengen-visa-requirements-47807/

Q:I am trying to buy travel insurance from you. I would like to get few information before buying it: a. I am buying travel insurance for less than a month, is it possible to cancel the insurance and get money back incase i dont make a travel or I dont get visa to the states? b. Is it possible to get the papers via email so that i can submit to the US embassy? c. Do you send original papers to my address? if yes, how long it takes to come to me (I live in Finland). Please let me know the answers before i start my process to buy an insurance.

A:
a. As long as you cancel after an effective date of the policy, most plans provide full refund. b. Yes, you will get everything by email. c. Most products will also send the papers by postal mail. They are mailed the next business day and they will reach there in regular mailing time.
{{currentOrigin}}/answers/visitors-health-insurance/refund-in-visitor-insurance-and-policy-documents-48756/

Q:I am looking for an Insurance Policy for my upcoming USA Trip to Texas Houston, I will be visiting in near future. I am 32 Years old female and have a benign Fibroadenoma of 7.4x4.9 mm at 5 O'Clock position of my left breast for couple of years, for which I go for regular check-up and have no problem as such, as per the Doctors advise here in India. I am however writing this in advance, because I may utilize the trip to consult the concerned specialist Doctors in USA to have their opinion for final decision whether to have it removed by surgery, and if yes. Which procedure (traditionally surgery Vs Cryablation technique) Please advise which one of your policy shall cover the expenses for consulting Doctor and/or going for surgery, if recommended and what will be the expected premium.

A:
Unfortunately, there is no such insurance plans available to cover checkup for pre-existing conditions.
{{currentOrigin}}/answers/visitors-medical-insurance/pre-existing-condition-coverage-for-travelers-to-the-united-states-76905/

Q:I'm looking to buy medical insurance for my parents who are visiting USA. They both are 70yrs of age - need an insurance which covers pre existing condition clause as well.

A:
Thank you for contacting Insubuy for your insurance needs. However, there are not any plans that will cove pre-existing condition for a visitor into the United States. At the age of 70 the limited pre-existing coverage available will be very minimal for your parents. The only coverage available will be the sudden and unexpected recurrence of a pre-existing coverage but it will only be in the amount of $2,500.00. Please use the link listed below for more information on this benefit. Sudden & Unexpected recurrence of a pre-existing condition coverage FAQ So Plans will cover for any new accidents or new illness that occur after the effective date of the policy.
{{currentOrigin}}/answers/visitors-health-insurance/sudden-and-unexpected-recurrence-of-a-pre-existing-condition-for-ages-above-70-95216/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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