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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to purchase cancelation insurance, for canceling my trip for any cause. I live in Spain and I fly from Barcelona to Sydney (Australia) on the 3rd October until the 31st October.

A:
Thank you for contacting Insubuy. Unfortunately, there are no plans available for a Non-US resident which will provide coverage for cancel for any reason
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Q:I do not see any way to get a quote for a 1-way flight. The form keeps requiring a return flight date.

A:
The trip cancellation insurance plans will only insure a round trip this is why the return date is a required field. Please let us know If you have any additional questions.
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Q:Does atlas america covers pre-existing conditions and acute onset of pre-existing conditions for individuals at the age of 72 and 77?

A:
Thank you for contacting Insubuy. The Atlas America plan will provide the acute onset of pre-existing condition coverage for insureds ages 72, and 77. Please let us know if you have additional questions or need further assistance.
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Q:Just wondering for the VisitorSecure plan, does it cover both Canada and USA? My relatives will visit both countries.

A:
The VisitorSecure plan will provide coverage anywhere outside of the home country, including Canada and the U.S. Please keep in mind the plan has a restriction for Canada. The insured cannot be physically located in Canada while completing the application. Please let us know if you have any additional questions or concerns.
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Q:I have some questions about health insurances. I am planning to visit Purdue as a visiting scholar with J1 visa at January 2020. I will stay at Purdue for one year with my family (wife, and a daughter). I am looking for a health insurance that can cover pregnancy and childbirth for my wife. Do you have one?

A:
There is not a plan that we can offer you that will cover pregnancy if she is already pregnant. In order for coverage to be offered conception has to occur after the effective date of the policy. It is recommended that you check with your sponsoring organization for additional options for insurance that will cover such expenses.
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Q:I am will be travelling to the US for a holiday lasting 23 days later this year. I have been very recently diagnosed with metastatic prostate cancer. The cancer has spread, but not to any vital organs, and is now being treated. I am otherwise in very good health, and show no signs/symptoms of having cancer. I have consulted three different Doctors about my travel plans and all have advised me I am fit to travel and there are no foreseeable problems. The cancer is not far enough advanced to be making me ill, or in need of any treatment other than the monthly injections I receive. I have been on treatment for just over a month, and already tests show a significant improvement in my situation. I live in the UK, and my existing travel insurance excludes metastatic cancer, but includes everything else. I therefore need insurance to cover the very unlikely chance that something cancer related happens (I can't imagine what, and neither can my Doctors) and I need urgent treatment whilst in the US. The cancer specialist Doctor advised me to get cover from a company in the US. She also commented that if I got hit by a car, or had a fall and broke a bone - an injury that had absolutely nothing to do with my cancer, the hospital, or my existing insurance company might try to blame the injury on the cancer and deny cover, and then I'd be in a very bad situation. Does your "Acute Onset of Pre-Existing Contition" Insurance cover my circumstances?

A:
Unfortunately, there are no plans that will provide coverage for cancer. In most policies, this is listed as an exclusion. The plans will provide coverage for new illnesses, injures or accidents which occur after the effective date of the policy. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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