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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I need a medical AND liability policy for a 61 year-old female friend who will be applying for a long-term visitor visa for France for 363 days. Can you please recommend which of your policies will qualify. It needs to have 30,000 Euro coverage, zero deductible, repatriation and personal liability coverage.

A:
We recommend Atlas International
{{currentOrigin}}/answers/travel-medical-insurance/long-term-visitor-visa-france-63130/

Q:I need Atlas America for my in-laws. My father in law has his given name in passport, but for his last name it is empty. When I buy from the website it says last name is not optional. What should I fill in the Last name tab?

A:
If there is not a last name listed in the passport then you would but the acronym LNU for last name unknown. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/no-last-name-for-visitors-insurance-20028/

Q:If I buy the Patriot Plus, can I purchase 6 months and pay month by month or do I need to reapply each month? We don't know how long she will stay just yet. She usually splits the time, 6 months in the U.S. and 6 months in India?

A:
You can purchase for the first month and extend the plan every month thereafter with the same plan before the expiration date. It is not necessary to repurchase the plan every month.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/duration-for-patriot-plus-insurance-coverage-month-to-month-99924/

Q:My mother in law is from India. She has a green card. She stays with us part of the year, usually six months at a time sometimes a bit longer. Can you advise what health insurance policy would be appropriate for her, specifically since she is a green card holder?

A:
We have many plans available for her. Before we suggest any plan would like to know her age, travel date and which state she needs coverage, whether she is eligible for medicare or any other domestic insurance,when was her last entry date in US? Once we get the information above will be glad to recommend some plan. Meantime, please visit our new immigrant visa insurance section. Depends whether her home country is US or India and how long she needs coverage in US, you can look at plans below also, /green-card-holders-visiting-usa-insurance/.
{{currentOrigin}}/answers/new-immigrant-health-insurance/health-insurance-policy-for-a-green-card-holder-82976/

Q: I am looking to buy travel insurance for my parents, sister and her children traveling from India. I would like to available information about the best and effective insurance during their stay as my parents have pre-existing conditions and want to check which insurance covers them.

A:
We provide insurance from many companies. Insurance for an international visitor covers for any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing or preventive care. However, We have some plan which provides coverage for an acute onset of pre-existing conditions. Please find more information on acute onset of pre-ex below: Acute Onset FAQ You can purchase Safe Travels USA comprehensive plan. Please find detailed information below: Safe Travels USA Comprehensive Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/visitors-insurance-family-with-pre-existing-condition-92888/

Q:Do you have any insurance product that would cover maternity expenses such as delivery if I am already pregnant?

A:
There is no plan that you can purchase now that will cover maternity. There are plans that will cover complications of pregnancy up to 26 weeks but that is the only pregnancy related benefit you can get outside of a domestic plan.
{{currentOrigin}}/answers/visitors-health-insurance/visitors-insurance-for-pregnancy-92743/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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