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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does the insurance covers dental and vision too?

A:
The visitor plans do not provide general coverage for dental or vision. We do offer a discount plan called Careington in most states. You can review the plan here: /individual-family-dental-plans/ If you have any additional questions, please let us know.
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Q:Trying to find medical insurance for long term travel staying in various countries for 1-3 months at a time. Sometimes less. Looking for medical insurance that also covers some level of cancer treatment. Starting in SE Asia, then maybe Eastern Europe, then Latin America, with occasional visits back to the USA for up to a month.

A:
We would not have any plans that could cover cancer treatment. If you have any additional questions, please let us know.
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Q:How much will it cost for travel medical insurance to St Helena Island from 26 Nov 2022 to 11 Febr 2023 for a 58 year old female, with good health history and not on cronic medication.

A:
The plans for someone traveling outside of their home country can cover for any new illness or new injuiry that is contracted or occurs after the effective date of a policy. The plans in general do not cover for preventative care, routine maintenance, or pre-existing conditions. The cost depends on the plan, the policy maximum and deductibles selected as well. You can run quotes through this link based on your travel scenario stated to see what options you would have: /travel-health-insurance/ If you have any additional questions, please let us know.
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Q:Hello, my mother is going to visit me over the Holidays, she is coming from Poland (she is not US citizen) and will be here for 3 weeks. She is 73, no pre existing conditions. Which insurance plan do you recommend?

A:
As there are several factors that can come into play with selecting and insurance plan we would encourage you to call and speak with a licensed agent in our office. There are several plan options that would be available and you can find them in the Visitors to the USA section of the website.
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Q:I am 72 and my friend is 58. male. female. Traveling to D.R. next week. would like to purchase insurance.

A:
We are happy to assist you with your travel insurance needs. Please call our office and speak with a licensed agent and they can assist with plan selection. We can assist with Travel Medical Insurance as well as Trip Cancellation that will include medical coverage.
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Q:Dear all,I need to buy an insurance to cover Medical Evacuation and Repatriation.I will be Visiting Scholar at Colorado State University from Jannuary 4 to June 5 2023. I was born in 1965. I have a J1 VISA.I cannot find how to have this kind of insurance on your website. I bought this insurance when I went in US in 2018, same VISA same University.Could you please give me indication on how to buy this kind of insurace?All the best,Sandra Notaro

A:
For Exchange Scholars who have coverage through their sponsoring organization there is a plan called Atlas MedEvac that will provide coverage for Medical Evacuation and Repartition if that is the only coverage that you require.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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