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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Do you cover health insurance (including for COVID19) for UK people travelling from London to Washington DC

A:
We do offer plans that can cover someone traveling outside their home country and that can also include benefits for Covid-19. You can run quotes for those plans here: /covid19-travel-medical-insurance/ The plans will cover medically necessary treatment for Covid 19 if contracted after the effective date of the policy. The plans will not cover elective testing. If you have additional questions, please let us know.
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Q:I am a US citizen 66 years of age. I have medicare. I m traveling mist of the time in a year, to EU countries, UK and India. I'd be spending most of mybtime in UK and i am covered by UK's NHS when I am in UK. Can you suggest a suitable insurance for me and spouse.... Thanks

A:
We have numerous plans available that will cover anywhere outside the United States, excluding your home country. You may view and quote the plans here. Keep in mind the plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance, you may also call our office at (866) 467-8289.
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Q:I am an international graduate student (F1 visa holder) At Virginia Tech. I am planning to buy health insurance from Insubuy. There is a list of requirements from my school to accept the insurance. Please let me know what package (if any) of Insubuy would meet all these requirements.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available to meet the requirements as you require a plan that has no pre-existing condition waiting period. We'd recommend purchasing from your University directly. If you have any additional questions, please let us know.
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Q:which policy covers accommodation due to covid, if quarantine is necessary?

A:
Thank you for contacting Insubuy for your insurance needs. The plans are designed to cover the new illnesses and injuries that manifest after the effective date of the policy and exclude coverage for pre-existing conditions, preventative and routine care. The plans that include coverage for COVID-19 will treat it as any other new illness, should it have manifested in the body after the effective date of the policy. There is not a plan available that will include coverage for lodging, or the non-medical expenses due to quaratine. Should you have addtiional questions please let us know.
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Q:I am an Intl. student on F1 visa. I was studying in UCR for my MS degree. I have completed by coursework , but I still have one quarter left to file and complete my project(still a full time F1 student). Since I am not charged any tuition fees for this quarter, I am not enrolled in University plan and thus looking for a good comprehensive plan. I have been outside US since December due to a family emergency and then due to Covid. So I will be travelling back to US in September. Which insurance am I eligible for. Should I take take travellere insurance or the normal insurance?

A:
If your university does not have any requirements for coverage any of the plans in the International student section of the website would be available to you ad a F1 visa holder. If you have requirement that your university has provided that need to be met you can send them to info@insubuy.com and we will be happy to make plan recomnedations accordingly.
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Q:Good afternoon, I will travel to the United States to study, and I need to take out medical insurance. I would like to know how far in advance of my arrival in the country it is necessary to apply for medical insurance. Thank you very much for your attention

A:
Thank you for your interest in purchasing insurance through us. Insurance can starts as early as tomorrow or any future date that you specify in the application. In short you can purchase insurance any time before your arrival in US. Can you please provide us your school insurance requirements so we can suggest insurance plan accordingly? You can provide your age, country of Citizenship, residence country and travel dates. Meantime, please find our Student insurance plans at: International Student Insurance You can enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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