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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Travel information Required My Mom 65 years old, and she is having heart problems since 4 years, she is in medication WARFARIN since than. Never she had stroke any surgeries in her life. Last year she travel from INDIA to USA for 6 months, she came USA in month of MAY and travel back in November, last week on November she got a stroke and moved to ER in ambulance, and doctors confirmed that she got a acute embolic stroke, she got blood clot on left side and right part of her body weakens. Their was a procedure done by Aurora hospitals. and she discharged in 3 days with good health. Now we are planning to bring her back to USA for 4 months during summer holidays. Wanted the insurance options we can take for her. Please send me details about per-existing conditions
Q:My mother is 77 years old, and she has pre-condition (diabetic). She is a US green card holder. My mother is coming to US this 04/06/17 and she is going to visit me for several months. We haven't decided the length of the visit, it may last 3-6 months. I searched your web site and found the Patriot America Plus plan. Can you please tell me if this is a good insurance plan for my mother? Please explain the condition "Acute onset of pre-existing conditions coverage to policy max: Age<70". Is this means that my mother will not be covered under an unexpected outbreak of a pre-existing condition because of her age?. If yes, can you please suggest another plan (Comprehensive Coverage Plan) that covers my mother's age. Also, I will prefer to pay for the insurance month-by-month, since we haven't decided the length of the visit. Is this allowed?
Q:I wanted to inquire whether this package for Safe Travels USA Trip Protection available from your company also included refund in case of inability to travel due to medical emergency of one of the passengers based on medical certificate issued by a doctor? I have reviewed all the other benefits included in the travel insurance, but was not able to find a clear answer to this question. I would be grateful if you could please clarify. After submitting the details for our age and nationality and flights, the flight summary is below for your information. Plan Summary You can use this number to retrieve this quote within 30 days. Coverage Dates: 05/14/2016 - 5/29/2016 Plan: Medical w/Trip Cancellation Traveler 1: Age 29 Traveler 2: Age 36 Policy Medical Benefit Limit: $50,000 Trip Cost Per Person ($25,000 Maximum): 1255.73 Price: $132.00
Q:My daugher ,born Nov 1987- ( Indian Citizen) , is studying in San Francisco- California and has just got her OPT visa . She needs to get health hospital insurance , which the school doesnt provide now that she has an OPT visa . Would you be able to help with a comprehensive and reasonable health insurance plan for her.
Q:I'll be migrating to Atlanta, Georgia shortly. I'll be shifting from India with my wife Nivetha (aged 32) and son Krish (aged 4). I'll be arriving on an L1 visa and my wife and son will be on an L2. I wanted to buy a short term insurance for a month or so before I settle down and go for permanent health coverage.
Q:I am an international graduate student at Florida State University on a F1 visa. I am interested in purchasing the International Student Health Insurance for the upcoming fall semester and waive the requirement for purchasing the university health insurance. I am attaching with this email the waiver questions as a .pdf document and I would like to know if all of them are compliant with the International Student Health Insurance coverage. I understand that I have one than one option for purchasing the InsuBuy Insurance, so it would be great if you can tell me which one(s) satisfies the waiver criteria and how much it will cost me per month (I will turn 30 by the time the insurance takes effect). Finally, I would like to know if you offer a daily rate, which would be helpful if I need coverage for, say, only the first half of a month. Looking forward to hearing back from you,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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