- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am on F1 visa and following are the requirements: (Short Term Medical, CICP, Medical Sharing Plans, and Student Select Plans DO NOT qualify) Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)? Is your In-Network deductible less than or equal to $7,350/single or $14,700/family? Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? Does your plan cover Preventative Care at 100% with no cost to the insured? Does your plan cover pre-existing conditions? Does your plan cover prescriptions? Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?
Q:I am traveling outside of the USA starting in February. I will be in Central and South America for approximately 5-6 months doing volunteer work and some recreational activities. I am looking for health insurance coverage that could potentially cover me outside of the country but also if I returned to the states, if I could also get coverage in Washington. In addition, would insurance coverage airlifting back to the states if needed? Thank you.
Q:I am looking for Insurance coverage for my mother who is 65 years old, has USA green card, is ineligible for Medicare (since she has only been in USA for less than 5 years). She lives in the USA for 6-7 months and in India for 5-6 months of the year and pays taxes in both places. She lives in WA when she is in the USA. I talked to a rep on the phone the other day and they suggested "International major medical" coverage for her. I want to sign her up for it but was unclear how they define home country. Can you confirm that she will be covered in the USA if we get this policy?
Q:I'm looking for a comprehensive coverage plan with zero deductible from Dec 21 to Jan 7 for a relative, age 67, travelling from India to USA (Massachusetts). Can you please recommend me a high rated plan that covers pre-existing conditions and has a large PPO network?
Q:I am an OPT student and was wondering if I'm eligible to buy Exchange Guard: Choice health insurance during my stay? If I am eligible, do I have to pay the fees all at once or do you have monthly payment option?
Q:I am writing to say that I am an international PhD candidate and recently have been offered admission in Western Sydney Univeristy. As you may be aware, I am supposed to arrange my OSHC policy before entering Australia. In this respect, I have questions. First, in my offer, the commencement date of my course is stated 25 Feb 2019; however, due to the visa process, it may occur delays. Thus, I am not sure when I should fix as the start date of my policy. Second, there is a difference between cost of policy for 49 months in your website and that in University website. Is there any difference, for example, regarding the items you cover? Third, if there is any problem for instance visa cancelling making me never enter Australia, would the cost of policy be refunded?
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More