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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:my wife a Visiting Student Researcher at Stanford University. I've been insured until 10/8/2018. As the new academic year comes, the campus insurance office asked me to waive for the new academic year. However, I'll just stay here until 11/1/2018. Do I need to buy a new policy to 11/1/2018 or buy for the whole academic year and get it refunded when I leave at 11/1/18? If I need a refund, what's your refund policy?
Q:I'm an international student at the University of Nebraska-Lincoln. I am trying to find an insurance to waive the one offered by the university. Please find the summary brochure here: Could you let me know if you offer an insurance with those requirements?
Q:Hi, I am interested to purchase the Patriot Exchange Program for my 5 year old kid on F2 visa. However, we will be moving about in the US first before we obtain our more permanent residential address. Will there be any issue if we put our friend's US contact no. and address first in the application for her to collect the package on our behalf?
Q:I have been for 4 months in the USA with my husband. My husband's insurance period has ended. So, I need to purchase a new one. Exchange guard plans are recommended. My husband has J2 visa. My university requirements are: Minimum requirements for an alternate insurance plan under J-1 regulations: Medical benefits of at least $100,000 for each accident or illness (a higher benefit is better) Medical evacuation in the amount of $50,000, should you need to be sent home on the advice of a doctor Repatriation of remains in the amount of $25,000, should you die while in the U.S. Coverage must include the semester for which you are at Rice University Minimum 75% coverage for each accident or illness Maximum deductible of $500 per condition per plan year A pre-existing "wait period" limitation of no more than six months Also, could you please verify the document that I attached in the case of whether these answers are yes
Q:I am an American citizen who is currently living in Korea. My wife is Korean and my son is a dual-citizen (Korean & American). Would we ALL be eligible for insurance with you guys? We will be traveling to the U.S.and I want to make 100% sure before applying. Thanks!
Q:I am a J1 visa holder. My son has come from India to join the University here. I need a cheap J2 visa insurance. I can pay monthly installments. please help me with that. thank you
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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