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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is safe travels outbound accepted in Costa Rica?

A:
Yes Safe travels outbound travel medical insurance meets the Costa Rica travel insurance requirements. It does not provide coverage for trip cancellation but provides coverage for COVID19 medical benefits and quarantine coverage.
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Q:Hi. we are looking at taking out a Student policy for our daughter who is currently studying in Portland. Does this policy still cover them during their college breaks (eg Fall Break) even if they leave the college during this break?

A:
You can purchase International student insurance and it provides coverage anywhere outside her country of residence including the school breaks. Before you purchase any plan please send us school insurance requirements at info@insubuy.com or call our office at +1(866)INSUBUY
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Q:Hey, I'm a green card holder, and I'm looking for a medical insurance for my parents. They are 74 and 71 years old. Israel citizens. They will be in the US between 10/09 to 11/05. I'm looking for the best coverage, including pre conditions coverage as much as possible They are both vaccinated for Covid and Flu.What do you have to offer?

A:
Thank you for contacting Insubuy. You may purchase Visitors Insurance for your parents to cover their visit to the United States. Visitors Insurance plans are primarily designed to provide coverage for new illnesses, injuries or accidents that manifest or occur after the effective date of the insurance. The plans will not cover pre-existing conditions, routine doctors visits, or preventative treatments, but some plans do include coverage for the acute onset of pre-existing conditions. Based on the ages of your parents, we recommend the Atlas America plan. This plan includes the acute onset of pre-existing condition coverage, and is a very popular plan for the age group of your parents. You may view and purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:What is your dental treatment medical policy

A:
Thank you for contacting Insubuy. You may purchase the Careington Dental/Vision Discount Plan to receive a discount on dental and vision services in your area. You will have to visit in-network providers, and may view the plan schedule to know your discounted cost prior to visiting a provider. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289. If you have any additional questions, please let us know.
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Q:Will the policy include a vaccination such as FLU-shot? Thanks.

A:
All the plans will exclude the coverage for immunization and vaccination. This is an expense you will have to pay from your pocket. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289
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Q:The 4 possible policies shown for me all have zero deductible. How can I get a policy with a higher deductible?

A:
If you are able to change the deductible it will typcially allow you to do so on the quote screen or within the application. Should you have issues please call us at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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